Ho Ho Holiday Loan

We've got You Covered this Holiday Season

Did you budget for holiday spending?

Let us help with rates as low as 8.99% APR¹!

The holidays are right around the corner, and while we recommend saving small amounts throughout the year for your holiday budget, we also know that can be easier said than done.

Relax - we’ve got you covered with rates as low as 8.99% APR¹, we can help you get the funds you need for this holiday season.


  • Consolidate your credit bill into one monthly payment
  • No prepayment fees or hidden fine print
  • Lower your overall interest rates
  • Improve your credit score²
  • No prepayment fees, no hidden fine print
  • Free 24-hour online, mobile, and telephone account access
  • Local, personalized service from your credit union

¹APR = Annual Percentage Rate. Lowest rate available is 8.99% APR. Rate based on credit score and account relationship. Monthly
 payment with payment protection on $3,000.00, APR 8.99%, for a three-year term results in 35 monthly payments of $103.48 and one payment of $103.27.

²Obtaining a Prospera debt consolidation loan does not guarantee your credit score will improve. Check your credit report regularly to understand what factors affect your credit.

Offer expires December 31, 2022.


We have you covered when it comes to holiday shopping!

Shop with your Prospera Debit Card, VISA Rewards or Platinum Credit Card, or via your Digital Wallet.