We have competitive rates on a range of products to meet your needs no matter what life stage you are in. The more money in your account, the more money you earn on interest.

ACCOUNT TYPEDIVIDENDAPY
Regular savings ($100)0.10%0.10%
Minor Savings (Under 18) ($5)0.10%0.10%
Holiday club account ($1)*0.30%0.30%
Tax or personal savings (TOPS) ($100)0.10%0.10%
Individual Retirement Account (IRA) 0.25%0.25%
Direct deposit checking $5,000+0.05%0.05%
Direct deposit checking $1,500+0.04%0.04%
Prosper Money Market ($100)0.10%0.10%
Prosper Money Market ($10,000)0.25%0.25%
Prosper Money Market ($25,000)0.45%0.45%
Prosper Money Market ($50,000)0.55%0.55%
Prosper Money Market ($100,000)0.85%0.85%
Prosper Money Market ($250,000)1.09%1.10%
Premier Money Market ($100)0.10%0.10%
Premier Money Market ($50,000)0.25%0.25%
Investor's Plus Money Market ($100)0.10%0.10%
Investor's Plus Money Market ($25,000)0.25%0.25%
Investor's Money Market ($100)0.10%0.10%
Investor's Money Market ($2,500)0.13%0.13%
Investor's Money Market ($10,000)0.15%0.15%
Health Savings Account1.00%1.00%
Share Certificates & IRA Share Certificates ($500 minimum) - 6 month0.75%0.75%
Share Certificates & IRA Share Certificates ($500 minimum) - 1 year1.14%1.15%
Share Certificates & IRA Share Certificates ($500 minimum) - 18 month1.24%1.25%
Share Certificates & IRA Share Certificates ($500 minimum) - 2 year1.93%1.95%
Share Certificates & IRA Share Certificates ($500 minimum) - 30 month1.98%2.00%
Share Certificates & IRA Share Certificates ($500 minimum) - 3 year2.13%2.15%
Share Certificates & IRA Share Certificates ($500 minimum) - 4 year2.28%2.30%
Share Certificates & IRA Share Certificates ($500 minimum) - 5 year2.37%2.40%
SPECIAL - Share Certificates & IRA Share Certificates ($10,000 minimum and active checking account required) - 11 month 1.74%1.75%
SPECIAL - Share Certificates & IRA Share Certificates ($10,000 minimum and active checking account required) - 20 month1.98%2.00%
SPECIAL - Share Certificates & IRA Share Certificates ($10,000 minimum and active checking account required) - 38 month2.23%2.25%
Rates as of 04-02-2018 at 8:00 a.m.

APY= Annual Percentage Yield
For individual accounts only. A penalty may be imposed for early withdrawal. Interest is compounded monthly.
Rates subject to change.

*Holiday Accounts are set to pay dividends (APY) on any balance of $1 or more.

 

Prospera Credit Union is here to give you personal, tailored guidance to prosperity.