We have competitive rates on a range of products to meet your needs no matter what life stage you are in. The more money in your account, the more money you earn on interest.

ACCOUNT TYPEDIVIDENDAPY
Regular savings0.10%0.10%
Holiday club account*0.30%0.30%
Tax or personal savings (TOPS)0.10%0.10%
Individual Retirement Account (IRA) 0.25%0.25%
Direct deposit checking $5,000+0.05%0.05%
Direct deposit checking $1,500+0.04%0.04%
Premier Money Market ($50,000)0.25%0.25%
Investor's Plus Money Market ($25,000)0.25%0.25%
Investor's Money Market ($2,500)0.13%0.13%
Investor's Money Market ($10,000)0.15%0.15%
Health Savings Account1.00%1.00%
Share Certificates & IRA Share Certificates ($500 minimum) - 6 month0.60%0.60%
Share Certificates & IRA Share Certificates ($500 minimum) - 1 year0.90%0.90%
Share Certificates & IRA Share Certificates ($500 minimum) - 18 month1.00%1.00%
Share Certificates & IRA Share Certificates ($500 minimum) - 2 year1.09%1.10%
Share Certificates & IRA Share Certificates ($500 minimum) - 30 month1.19%1.20%
Share Certificates & IRA Share Certificates ($500 minimum) - 3 year1.59%1.60%
Share Certificates & IRA Share Certificates ($500 minimum) - 4 year1.69%1.70%
Share Certificates & IRA Share Certificates ($500 minimum) - 5 year1.88%1.90%
SPECIAL - Share Certificates & IRA Share Certificates ($10,000 minimum and active checking account required) - 11 month 1.44%1.45%
SPECIAL - Share Certificates & IRA Share Certificates ($10,000 minimum and active checking account required) - 20 month1.64%1.65%
Rates as of 11-01-2017 at 8:00 a.m.

APY= Annual Percentage Yield
For individual accounts only. A penalty may be imposed for early withdrawal. Interest is compounded monthly.
Rates subject to change.

*Holiday Accounts are set to pay dividends (APY) on any balance of $1 or more.

+$5,000 new money required; $5,000 minimum balance. The
dividend rate of this Certificate may be adjusted one time. Upon
your request, we will change the rate of the Certificate to the
current rate offered on the remaining term of the Certificate.
You can only request the rate change one time after the twelfth
month. Offer expires October 31, 2017.

Prospera Credit Union is here to give you personal, tailored guidance to prosperity.