We have competitive rates on a range of products to meet your needs no matter what life stage you are in. The more money in your account, the more money you earn on interest.

Regular Savings

Minimum Dividend APY
$100 0.10% 0.10%

Minor Savings (Under 18)

Minimum Dividend APY
$5 0.10% 0.10%

Holiday Club Account

Minimum Dividend APY
$1 0.30% 0.30%

* Holiday Accounts are set to pay dividends (APY) on any balance of $1 or more.

Individual Retirement Account (IRA)

Dividend APY
0.10% 0.10%

Tax or personal savings (TOPS)

Minimum Dividend APY
$100 0.10% 0.10%

Direct Deposit Checking

Minimum Dividend APY
$1,500+ 0.04% 0.04%
$5,000+ 0.05% 0.05%

Prosper Money Market

Minimum Dividend APY
$100 0.10% 0.10%
$10,000 0.25% 0.25%
$25,000 0.45% 0.45%
$50,000 0.55% 0.55%
$100,000 0.85% 0.85%
$250,000 1.09% 1.10%

Premier Money Market

Minimum Dividend APY
$100 0.10% 0.10%
$50,000 0.25% 0.25%

Investor's Plus Money Market

Minimum Dividend APY
$100 0.10% 0.10%
$25,000 0.25% 0.25%

Investor's Money Market

Minimum Dividend APY
$100 0.10% 0.10%
$2,500 0.13% 0.13%
$10,000 0.15% 0.15%

Health Savings Account

Dividend APY
1.00% 1.00%

Share Certificates & IRA Share Certificates

Minimum Term Checking Account Required Dividend APY
$500 6 month 1.00% 1.01%
$500 1 year 1.39% 1.40%
$500 18 month 1.49% 1.50%
$500 2 year 2.08% 2.10%
$500 30 month 2.18% 2.20%
$500 3 year 2.37% 2.40%
$500 4 year 2.57% 2.60%
$500 5 year 2.67% 2.70%
$10,000 11 month 1.98% 2.00%
$10,000 20 month 2.23% 2.25%
$10,000 38 month 2.47% 2.50%

APY= Annual Percentage Yield
For individual accounts only. A penalty may be imposed for early withdrawal. Interest is compounded monthly.
Rates subject to change.

*Holiday Accounts are set to pay dividends (APY) on any balance of $1 or more.

 

Prospera Credit Union is here to give you personal, tailored guidance to prosperity.