Prospera® has options for all your personal saving account needs.


Terms range from six months to five years. Pick the term that best suits your needs. The minimum balance required to open a CD is $500. Early withdrawal penalties apply. All CD options are available for IRA funds as well.


IRA Accounts

Open a Money Market IRA (minimum $500 for six months) or a Share Certificate IRA (minimum $2,500) to save for your retirement.


Money Markets for Greater Access to Cash

Invest in an insured account that earns more than a regular savings account and allows for more access to your cash than a CD. All Money Market options are available for IRA funds as well.


Saver’s Sweepstakes

A prize-linked savings account that offers prize drawing entries for each time you increase your savings balance by $25 (up to six entries per month – $150 in deposits)!

Prize drawings held monthly ($100 prize amounts), quarterly ($1,000 prize amounts) and annually ($5,000 prize amount).

Unlike playing the lottery, you don’t lose anything with Saver’s Sweepstakes – all of the money you deposit into your account is yours!

Click here for complete terms, conditions and official rules.


Life is Good

Your financial security can be, too. We offer personal saving accounts that cover a breadth of financial options for now and the future.

Prospera Credit Union is here to give you personal, tailored guidance to prosperity.