{"id":3275,"date":"2018-05-04T10:04:10","date_gmt":"2018-05-04T15:04:10","guid":{"rendered":"http:\/\/myprospera.com\/?page_id=3275"},"modified":"2026-07-14T01:16:59","modified_gmt":"2026-07-14T06:16:59","slug":"terms-and-conditions","status":"publish","type":"page","link":"https:\/\/myprospera.com\/es\/terms-and-conditions","title":{"rendered":"T\u00e9rminos y condiciones"},"content":{"rendered":"<div class=\"c-split-hero\">\n\t<div class=\"c-split-hero__visual\">\n\t\t<img loading=\"lazy\" decoding=\"async\" width=\"760\" height=\"510\" src=\"https:\/\/myprospera.com\/wp-content\/uploads\/2019\/11\/eServices-legal-opt.jpg\" class=\"c-split-hero__image\" alt=\"Prospera Credit Union Account Management and Fees\" srcset=\"https:\/\/myprospera.com\/wp-content\/uploads\/2019\/11\/eServices-legal-opt.jpg 760w, https:\/\/myprospera.com\/wp-content\/uploads\/2019\/11\/eServices-legal-opt-300x201.jpg 300w, https:\/\/myprospera.com\/wp-content\/uploads\/2019\/11\/eServices-legal-opt-644x432.jpg 644w, https:\/\/myprospera.com\/wp-content\/uploads\/2019\/11\/eServices-legal-opt-402x270.jpg 402w, https:\/\/myprospera.com\/wp-content\/uploads\/2019\/11\/eServices-legal-opt-715x480.jpg 715w, https:\/\/myprospera.com\/wp-content\/uploads\/2019\/11\/eServices-legal-opt-480x322.jpg 480w, https:\/\/myprospera.com\/wp-content\/uploads\/2019\/11\/eServices-legal-opt-640x429.jpg 640w\" sizes=\"auto, (max-width: 760px) 100vw, 760px\" \/>\t<\/div>\n\n\t<div class=\"c-split-hero__message\">\n\t\t<h1 class=\"c-split-hero__heading\">\n\t\t\t<span class=\"c-split-hero__heading-default\">T\u00e9rminos y condiciones<\/span><span class=\"c-split-hero__heading-scripted\">la parte legal<\/span>\t\t<\/h1>\n\n\t\t\t\t<div class=\"c-split-hero__supporting\">\n\t\t\t<p>A continuaci\u00f3n encontrar\u00e1 algunos de los t\u00e9rminos y condiciones, as\u00ed como otras divulgaciones. <\/p>\n\t\t<\/div>\n\t\t\n\t\t\n\t\t\t<\/div>\n<\/div><!-- .c-split-hero -->\n\n\n<div class=\"c-wp-block--columns\">\n<div class=\"wp-block-columns has-2-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"c-wp-block--heading h-2\">\n<h2 class=\"wp-block-heading\">Digital<\/h2>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p><a href=\"https:\/\/myprospera.com\/wp-content\/uploads\/2025\/04\/Online-and-Mobile-Banking-Services-and-E-Sign-Agreement-04.2025.pdf\">Servicios de banca electr\u00f3nica y m\u00f3vil y Acuerdo de firma electr\u00f3nica<\/a><\/p>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p><a href=\"http:\/\/myprospera.com\/wp-content\/uploads\/2018\/08\/Digital-Wallet-Terms-and-Conditions-and-Privacy-Policy.pdf\">T\u00e9rminos y condiciones de la cartera digital y pol\u00edtica de privacidad<\/a><\/p>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p><a href=\"https:\/\/myprospera.com\/wp-content\/uploads\/2025\/04\/E-Sign-Agreement-04.2025.pdf\">Acuerdo de firma electr\u00f3nica<\/a><\/p>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p><a href=\"https:\/\/myprospera.com\/wp-content\/uploads\/2023\/06\/Chat-Disclosure.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Divulgaci\u00f3n del chat<\/a><\/p>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p><a href=\"https:\/\/myprospera.com\/wp-content\/uploads\/2023\/08\/DXPS02-E_Privacy_Final.pdf\">Confidencialidad<\/a><\/p>\n<\/div>\n\n<div class=\"c-wp-block--heading h-2\">\n<h2 class=\"wp-block-heading\">Comercial<\/h2>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p><a href=\"https:\/\/myprospera.com\/wp-content\/uploads\/2023\/08\/DB100D-E_BAA_Final.pdf\">Acuerdo de cuenta comercial<\/a><\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"c-wp-block--paragraph\">\n<p><\/p>\n<\/div>\n\n<div class=\"c-wp-block--heading h-2\">\n<h2 class=\"wp-block-heading\">Consumidor<\/h2>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p><a href=\"https:\/\/myprospera.com\/wp-content\/uploads\/2023\/08\/D1007C-E_MAA_Final.pdf\">Acuerdo de cuenta de miembro<\/a><\/p>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p><a href=\"https:\/\/myprospera.com\/wp-content\/uploads\/2024\/12\/EFT_English_Final_51002_06052024.pdf\">Acuerdo de transferencia electr\u00f3nica de fondos<\/a><\/p>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p><a href=\"https:\/\/myprospera.com\/wp-content\/uploads\/2025\/06\/Funds-Availability_English_Final_11452_041225.pdf\">Pol\u00edtica de disponibilidad de fondos<\/a><\/p>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p><a href=\"https:\/\/myprospera.com\/wp-content\/uploads\/2026\/02\/WEBSITE_TIS_Cert_Specials_Spanish_20260202.pdf\">Certificados de veracidad del ahorro<\/a><\/p>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\"><\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p><a href=\"https:\/\/myprospera.com\/wp-content\/uploads\/2025\/02\/SMS-Terms-Conditions.pdf\">T\u00e9rminos y condiciones de los SMS<\/a><\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n<div class=\"c-wp-block--separator\">\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p><\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Servicios de banca digital, en l\u00ednea y m\u00f3vil, y acuerdo de firma electr\u00f3nica; T\u00e9rminos y condiciones y pol\u00edtica de privacidad de la billetera digital; acuerdo de firma electr\u00f3nica; aviso sobre el chat; aviso de privacidad; empresas: contrato de cuenta empresarial; consumidores: contrato de cuenta de miembro; contrato y aviso de transferencia electr\u00f3nica de fondos; pol\u00edtica de disponibilidad de fondos; aviso sobre la veracidad en los ahorros; certificados; t\u00e9rminos y condiciones de SMS<\/p>","protected":false},"author":2,"featured_media":3276,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"search_keyword":[],"class_list":["post-3275","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Services Terms and Conditions \u2013 Prospera Credit Union<\/title>\n<meta name=\"description\" content=\"Prospera offers a wide variety of Services. 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