{"id":61,"date":"2014-04-03T13:19:41","date_gmt":"2014-04-03T13:19:41","guid":{"rendered":"http:\/\/optimalwebdemo.biz\/prospera\/?page_id=61"},"modified":"2026-07-14T16:09:49","modified_gmt":"2026-07-14T21:09:49","slug":"home-loans","status":"publish","type":"page","link":"https:\/\/myprospera.com\/es\/loans\/home-loans","title":{"rendered":"Pr\u00e9stamos hipotecarios"},"content":{"rendered":"<div class=\"c-split-hero\">\n\t<div class=\"c-split-hero__visual\">\n\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"580\" src=\"https:\/\/myprospera.com\/wp-content\/uploads\/2026\/01\/Untitled-design-48.png\" class=\"c-split-hero__image\" alt=\"family in new home with dog\" srcset=\"https:\/\/myprospera.com\/wp-content\/uploads\/2026\/01\/Untitled-design-48.png 1024w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/01\/Untitled-design-48-300x170.png 300w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/01\/Untitled-design-48-768x435.png 768w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/01\/Untitled-design-48-18x10.png 18w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/01\/Untitled-design-48-953x540.png 953w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/01\/Untitled-design-48-763x432.png 763w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/01\/Untitled-design-48-477x270.png 477w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/01\/Untitled-design-48-847x480.png 847w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/01\/Untitled-design-48-480x272.png 480w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/01\/Untitled-design-48-806x457.png 806w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/01\/Untitled-design-48-640x363.png 640w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t<\/div>\n\n\t<div class=\"c-split-hero__message\">\n\t\t<h1 class=\"c-split-hero__heading\">\n\t\t\t<span class=\"c-split-hero__heading-default\">Pr\u00e9stamos hipotecarios de Prospera<\/span><span class=\"c-split-hero__heading-scripted\">echa tus ra\u00edces<\/span>\t\t<\/h1>\n\n\t\t\t\t<div class=\"c-split-hero__supporting\">\n\t\t\t<p>Aqu\u00ed para usted en cada paso del camino. Porque comprar una casa es un gran negocio.<\/p>\n\t\t<\/div>\n\t\t\n\t\t\t\t<div class=\"c-split-hero-cta track-link\" id=\"js-split-hero-cta\">\n\t\t\t<a class=\"c-split-hero-cta__button -button-yellow\" href=\"https:\/\/www.mortgageclick.org\/default.asp?siteId=7C2D9DF6-6BA9-4A11-9D67-42BBCDDF27A3\" target=\"_blank\">Solicitar un pr\u00e9stamo hipotecario<\/a>\t\t\t<p class=\"c-split-hero-cta__helper track-link\" id=\"js-split-hero-helper\">Obtenga detalles, vea los tipos de hipotecas y obtenga ayuda de expertos durante el proceso.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t<\/div>\n<\/div><!-- .c-split-hero -->\n\n\n<div class=\"c-wp-block--heading -text-left h-2\">\n<h2 class=\"wp-block-heading has-text-align-left\">Opciones de pr\u00e9stamos hipotecarios a tipo de inter\u00e9s fijo, ajustable y de bajo pago inicial<\/h2>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p class=\"has-text-align-left\">Comprar una casa es algo incre\u00edble. Es emocionante, pero tambi\u00e9n puede ser abrumador. Deje que nuestro <a href=\"https:\/\/www.mortgageclick.org\/scripts\/contact.asp?siteId=7C2D9DF6-6BA9-4A11-9D67-42BBCDDF27A3\"><strong>Socios hipotecarios<\/strong><\/a> \u00a1ayudar con la parte abrumadora para que puedas centrarte en lo bueno! Tenemos tres opciones que se enumeran a continuaci\u00f3n. Te ayudaremos a elegir la que mejor se adapte a tu situaci\u00f3n particular.<\/p>\n<\/div>\n\n\n\n<hr class=\"site-separator -has-leaf\">\n\n\n\n\n\n<div class=\"c-sides\">\n\t<div class=\"c-sides__container -text-first\">\n\t\t<div class=\"c-sides__media\" data-media=\"image\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"320\" src=\"https:\/\/myprospera.com\/wp-content\/uploads\/2026\/07\/Untitled-design-32.png\" class=\"c-sides__image\" alt=\"\" srcset=\"https:\/\/myprospera.com\/wp-content\/uploads\/2026\/07\/Untitled-design-32.png 600w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/07\/Untitled-design-32-300x160.png 300w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/07\/Untitled-design-32-18x10.png 18w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/07\/Untitled-design-32-480x256.png 480w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/>\t\t<\/div>\n\n\t\t<div class=\"c-sides__text -order-first\">\n\t\t\t\t\t\t<h2 class=\"c-sides__heading\">\n\t\t\t\tHipoteca a tipo fijo\t\t\t<\/h2>\n\t\t\t\n\t\t\t\t\t\t<div class=\"c-sides__content\">\n\t\t\t\t<p>\u00bfHa encontrado a la persona ideal y no va a volver a mudarse? Entonces la seguridad de un tipo de inter\u00e9s fijo es la opci\u00f3n adecuada para usted. Hay m\u00faltiples plazos para elegir: 10, 15, 20 y 30 a\u00f1os.<\/p>\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t<div class=\"c-sides-cta\">\n\t\t\t\t\t<a class=\"c-sides-cta__button -button-blue--transparent\" href=\"https:\/\/www.mortgageclick.org\/default.asp?siteId=7C2D9DF6-6BA9-4A11-9D67-42BBCDDF27A3\">M\u00e1s informaci\u00f3n sobre los pr\u00e9stamos a tipo fijo<\/a>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n\n\n<div class=\"c-sides--background -bg-lightGrey -color-\">\n\t<div class=\"c-sides__container\">\n\t\t<div class=\"c-sides__media\" data-media=\"image\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"320\" src=\"https:\/\/myprospera.com\/wp-content\/uploads\/2021\/09\/ARM.jpg\" class=\"c-sides__image\" alt=\"a family in front of their house having fun\" srcset=\"https:\/\/myprospera.com\/wp-content\/uploads\/2021\/09\/ARM.jpg 600w, https:\/\/myprospera.com\/wp-content\/uploads\/2021\/09\/ARM-300x160.jpg 300w, https:\/\/myprospera.com\/wp-content\/uploads\/2021\/09\/ARM-480x256.jpg 480w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/>\t\t<\/div>\n\n\t\t<div class=\"c-sides__text\">\n\t\t\t\t\t\t<h2 class=\"c-sides__heading\">\n\t\t\t\tHipoteca a tipo variable\t\t\t<\/h2>\n\t\t\t\n\t\t\t\t\t\t<div class=\"c-sides__content\">\n\t\t\t\t<p>Tambi\u00e9n conocido como ARM. A veces la idea de un tipo de inter\u00e9s ajustable preocupa a la gente. Pero, si planeas estar en esta casa durante 10 a\u00f1os o menos, esta es realmente una opci\u00f3n ideal para ti.<\/p>\n<p>Es un tipo fijo durante una parte del plazo y ajustable despu\u00e9s. Suele ofrecer un tipo de inter\u00e9s m\u00e1s bajo al principio y, por tanto, una cuota mensual m\u00e1s baja durante la parte del plazo en que el tipo es fijo. Aqu\u00ed tambi\u00e9n hay m\u00faltiples opciones: 3, 5, 7 y 10 a\u00f1os.<\/p>\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t<div class=\"c-sides-cta\">\n\t\t\t\t\t<a class=\"c-sides-cta__button -button-blue--transparent\" href=\"https:\/\/www.mortgageclick.org\/choose\/ARMs.asp?siteId=7C2D9DF6-6BA9-4A11-9D67-42BBCDDF27A3\">M\u00e1s informaci\u00f3n sobre los pr\u00e9stamos ARM<\/a>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n\n\n<div class=\"c-sides\">\n\t<div class=\"c-sides__container -text-first\">\n\t\t<div class=\"c-sides__media\" data-media=\"image\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"320\" src=\"https:\/\/myprospera.com\/wp-content\/uploads\/2021\/09\/Low-down-payment.jpg\" class=\"c-sides__image\" alt=\"a man and woman sitting surrounded by boxes\" srcset=\"https:\/\/myprospera.com\/wp-content\/uploads\/2021\/09\/Low-down-payment.jpg 600w, https:\/\/myprospera.com\/wp-content\/uploads\/2021\/09\/Low-down-payment-300x160.jpg 300w, https:\/\/myprospera.com\/wp-content\/uploads\/2021\/09\/Low-down-payment-480x256.jpg 480w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/>\t\t<\/div>\n\n\t\t<div class=\"c-sides__text -order-first\">\n\t\t\t\t\t\t<h2 class=\"c-sides__heading\">\n\t\t\t\tOpciones de pago inicial bajo\t\t\t<\/h2>\n\t\t\t\n\t\t\t\t\t\t<div class=\"c-sides__content\">\n\t\t\t\t<p>La idea de hacer un gran pago inicial para una casa puede ser, como m\u00ednimo, desalentadora. Los prestatarios cualificados pueden hacer pagos iniciales de hasta 3%. (Uf.)<\/p>\n<p>Adem\u00e1s, Prospera tiene algunas ofertas de pr\u00e9stamos hipotecarios en los que los h\u00e9roes\/expertos\u00b9 de la comunidad pueden hacer pagos iniciales de hasta 1% - \u00a1adem\u00e1s, se permiten regalos y subvenciones! \u00a1\u00bfQu\u00e9 dices?!<\/p>\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t<div class=\"c-sides-cta\">\n\t\t\t\t\t<a class=\"c-sides-cta__button -button-blue--transparent\" href=\"https:\/\/www.mortgageclick.org\/scripts\/contact.asp?siteId=7C2D9DF6-6BA9-4A11-9D67-42BBCDDF27A3\">P\u00f3ngase en contacto con un socio hipotecario para obtener m\u00e1s detalles<\/a>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n\n\n<div class=\"c-team\">\n\t<div class=\"c-team__container\">\n\t\t\n\t\t\t\t<div class=\"c-team__list\">\n\t\t\t\t\t\t<div class=\"c-team-member\">\n\t\t\t\t<div class=\"c-team-member__media\">\n\t\t\t\t\t<div class=\"c-team-member__media-container\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"420\" height=\"420\" src=\"https:\/\/myprospera.com\/wp-content\/uploads\/2026\/05\/Untitled-design-5.png\" class=\"c-team-member__image\" alt=\"\" srcset=\"https:\/\/myprospera.com\/wp-content\/uploads\/2026\/05\/Untitled-design-5.png 420w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/05\/Untitled-design-5-300x300.png 300w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/05\/Untitled-design-5-150x150.png 150w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/05\/Untitled-design-5-12x12.png 12w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/05\/Untitled-design-5-270x270.png 270w\" sizes=\"auto, (max-width: 420px) 100vw, 420px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"c-team-member__details -order-first\">\n\t\t\t\t\t<h2 class=\"c-team-member__name\">Sarah Cooper<\/h2>\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-team-member__title\">\n\t\t\t\t\t\tAgente hipotecario s\u00e9nior NMLS #681765\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<p class=\"c-team-member__phone\">\n\t\t\t\t\t\t(920) 882-4767\t\t\t\t\t<\/p>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class=\"c-team-member__email\" href=\"mailto:sarah.cooper@myprospera.com\">\n\t\t\t\t\t\tsarah.cooper@myprospera.com\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"c-team-member\">\n\t\t\t\t<div class=\"c-team-member__media -order-first\">\n\t\t\t\t\t<div class=\"c-team-member__media-container\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"420\" height=\"420\" src=\"https:\/\/myprospera.com\/wp-content\/uploads\/2026\/05\/Untitled-design-6.png\" class=\"c-team-member__image\" alt=\"\" srcset=\"https:\/\/myprospera.com\/wp-content\/uploads\/2026\/05\/Untitled-design-6.png 420w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/05\/Untitled-design-6-300x300.png 300w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/05\/Untitled-design-6-150x150.png 150w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/05\/Untitled-design-6-12x12.png 12w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/05\/Untitled-design-6-270x270.png 270w\" sizes=\"auto, (max-width: 420px) 100vw, 420px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"c-team-member__details\">\n\t\t\t\t\t<h2 class=\"c-team-member__name\">Chad Miller<\/h2>\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-team-member__title\">\n\t\t\t\t\t\tAgente hipotecario s\u00e9nior  NMLS #449863\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<p class=\"c-team-member__phone\">\n\t\t\t\t\t\t920-882-4778\t\t\t\t\t<\/p>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class=\"c-team-member__email\" href=\"mailto:chad.Miller@myprospera.com\">\n\t\t\t\t\t\tchad.Miller@myprospera.com\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"c-team-member\">\n\t\t\t\t<div class=\"c-team-member__media\">\n\t\t\t\t\t<div class=\"c-team-member__media-container\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"420\" height=\"420\" src=\"https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-81.png\" class=\"c-team-member__image\" alt=\"\" srcset=\"https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-81.png 420w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-81-300x300.png 300w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-81-150x150.png 150w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-81-12x12.png 12w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-81-270x270.png 270w\" sizes=\"auto, (max-width: 420px) 100vw, 420px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"c-team-member__details -order-first\">\n\t\t\t\t\t<h2 class=\"c-team-member__name\">Mee (Samee) Sams &#8211; Hais lus hmoob<\/h2>\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-team-member__title\">\n\t\t\t\t\t\tAgente de pr\u00e9stamos con garant\u00eda hipotecaria NMLS #828013\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<p class=\"c-team-member__phone\">\n\t\t\t\t\t\t920-882-4708\t\t\t\t\t<\/p>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class=\"c-team-member__email\" href=\"mailto:mee.sams@myprospera.com\">\n\t\t\t\t\t\tmee.sams@myprospera.com\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"c-team-member\">\n\t\t\t\t<div class=\"c-team-member__media -order-first\">\n\t\t\t\t\t<div class=\"c-team-member__media-container\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"420\" height=\"420\" src=\"https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-77.png\" class=\"c-team-member__image\" alt=\"\" srcset=\"https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-77.png 420w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-77-300x300.png 300w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-77-150x150.png 150w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-77-12x12.png 12w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-77-270x270.png 270w\" sizes=\"auto, (max-width: 420px) 100vw, 420px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"c-team-member__details\">\n\t\t\t\t\t<h2 class=\"c-team-member__name\">Jessica Scott<\/h2>\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-team-member__title\">\n\t\t\t\t\t\tAsistente de pr\u00e9stamos NMLS #2750132\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<p class=\"c-team-member__phone\">\n\t\t\t\t\t\t(920) 882-4782\t\t\t\t\t<\/p>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class=\"c-team-member__email\" href=\"mailto:jessica.scott@myprospera.com\">\n\t\t\t\t\t\tjessica.scott@myprospera.com\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n<\/div>\n\n\n\n\n<hr class=\"site-separator -has-leaf\">\n\n\n\n<div class=\"c-wp-block--heading h-2\">\n<h2 class=\"wp-block-heading\">Pr\u00e9stamos con garant\u00eda hipotecaria<\/h2>\n<\/div>\n\n<div class=\"c-wp-block--heading h-3\">\n<h3 class=\"wp-block-heading\">El hogar es donde comienza tu pr\u00f3xima aventura<\/h3>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p>El capital de su casa puede utilizarse para algo m\u00e1s que para mejorarla.&nbsp;<strong>Incluso tenemos una opci\u00f3n en la que no se requiere ning\u00fan capital.<\/strong><\/p>\n<\/div>\n\n<div class=\"c-wp-block--list\">\n<ul class=\"wp-block-list\">\n<li>Irse de vacaciones <\/li>\n\n\n\n<li>Adquirir un veh\u00edculo<\/li>\n\n\n\n<li>Pagar los gastos de la universidad y mucho m\u00e1s.<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"c-icon-features--background -bg-lightGrey -color-darkGrey\">\n\t<div class=\"c-icon-features__container\">\n\t\t\t\t<h2 class=\"c-icon-features__heading\">Todos los pr\u00e9stamos con garant\u00eda hipotecaria de Prospera incluyen:<\/h2>\n\t\t\n\t\t\n\t\t<div class=\"c-icon-features__wrapper\" data-cols=\"3\">\n\t\t\t\t\t\t<div class=\"c-icon-feature\">\n\t\t\t\t<h3 class=\"c-icon-feature__heading\">\n\t\t\t\t\t\t<span class=\"c-icon-feature__icon -icon-house-percentage-tag--blue\" aria-hidden=\"true\"><\/span>\n\t\t\t\t\t\t\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t\t<div class=\"c-icon-feature__content\">\n\t\t\t\t\t<p>Tarifas competitivas<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"c-icon-feature\">\n\t\t\t\t<h3 class=\"c-icon-feature__heading\">\n\t\t\t\t\t\t<span class=\"c-icon-feature__icon -icon-home-on-phone-screen--blue\" aria-hidden=\"true\"><\/span>\n\t\t\t\t\t\t\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t\t<div class=\"c-icon-feature__content\">\n\t\t\t\t\t<p>Acceso gratuito a la cuenta por Internet, m\u00f3vil y tel\u00e9fono las 24 horas del d\u00eda, extractos electr\u00f3nicos, banca por texto y alertas electr\u00f3nicas<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"c-icon-feature\">\n\t\t\t\t<h3 class=\"c-icon-feature__heading\">\n\t\t\t\t\t\t<span class=\"c-icon-feature__icon -icon-house-shield-check--blue\" aria-hidden=\"true\"><\/span>\n\t\t\t\t\t\t\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t\t<div class=\"c-icon-feature__content\">\n\t\t\t\t\t<p>Protecci\u00f3n de pagos opcional (su pago est\u00e1 cubierto en el improbable caso de que se enferme o se lesione)<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div><!-- .c-icon-features -->\n\n\n\n\n<div class=\"c-sides\">\n\t<div class=\"c-sides__container\">\n\t\t<div class=\"c-sides__media\" data-media=\"image\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"320\" src=\"https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-73.png\" class=\"c-sides__image\" alt=\"\" srcset=\"https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-73.png 600w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-73-300x160.png 300w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-73-18x10.png 18w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-73-480x256.png 480w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/>\t\t<\/div>\n\n\t\t<div class=\"c-sides__text\">\n\t\t\t\t\t\t<h2 class=\"c-sides__heading\">\n\t\t\t\tPr\u00e9stamo con garant\u00eda hipotecaria\t\t\t<\/h2>\n\t\t\t\n\t\t\t\t\t\t<div class=\"c-sides__content\">\n\t\t\t\t<p>\u00bfTiene una necesidad espec\u00edfica en mente y sabe exactamente cu\u00e1nto necesita? Probablemente, un pr\u00e9stamo con garant\u00eda hipotecaria sea la opci\u00f3n adecuada para usted, un pr\u00e9stamo con un pago fijo y un plazo fijo.<\/p>\n<p>&nbsp;<\/p>\n\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n\n\n<div class=\"c-sides\">\n\t<div class=\"c-sides__container -text-first\">\n\t\t<div class=\"c-sides__media\" data-media=\"image\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"320\" src=\"https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-74.png\" class=\"c-sides__image\" alt=\"\" srcset=\"https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-74.png 600w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-74-300x160.png 300w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-74-18x10.png 18w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-74-480x256.png 480w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/>\t\t<\/div>\n\n\t\t<div class=\"c-sides__text -order-first\">\n\t\t\t\t\t\t<h2 class=\"c-sides__heading\">\n\t\t\t\tL\u00ednea de cr\u00e9dito hipotecario\t\t\t<\/h2>\n\t\t\t\n\t\t\t\t\t\t<div class=\"c-sides__content\">\n\t\t\t\t<p>Tal vez tenga una necesidad en mente pero no est\u00e1 seguro de cu\u00e1nto dinero necesitar\u00e1. La l\u00ednea de cr\u00e9dito es una opci\u00f3n conveniente, ya que puede adelantar fondos continuamente dentro de un l\u00edmite establecido sin tener que volver a solicitar el pr\u00e9stamo. Proporciona esa pizca extra de flexibilidad, ya que sabemos que no todos los proyectos salen exactamente como se planean.<\/p>\n\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n\n\n<div class=\"c-sides\">\n\t<div class=\"c-sides__container\">\n\t\t<div class=\"c-sides__media\" data-media=\"image\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"320\" src=\"https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-75.png\" class=\"c-sides__image\" alt=\"\" srcset=\"https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-75.png 600w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-75-300x160.png 300w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-75-18x10.png 18w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-75-480x256.png 480w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/>\t\t<\/div>\n\n\t\t<div class=\"c-sides__text\">\n\t\t\t\t\t\t<h2 class=\"c-sides__heading\">\n\t\t\t\tPr\u00e9stamo\/l\u00ednea multiprop\u00f3sito para propietarios de viviendas\t\t\t<\/h2>\n\t\t\t\n\t\t\t\t\t\t<div class=\"c-sides__content\">\n\t\t\t\t<p>Aqu\u00ed est\u00e1 ese pr\u00e9stamo que mencionamos antes en el que\u00a0<strong>no se requieren fondos propios<\/strong>\u00a1! Esto tambi\u00e9n viene con una opci\u00f3n para una suma global con un pago y plazo fijo, pero espera, no nos detenemos all\u00ed. Tambi\u00e9n ofrecemos la opci\u00f3n de una l\u00ednea de cr\u00e9dito para proporcionar flexibilidad.<\/p>\n\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n\n<div class=\"c-rates-block\">\n\t\t\t<div class=\"c-rates\" id=\"rates-table--3292\">\n\t\t\t<div class=\"c-rates__container\">\n\n\t\t\t\t\t\t\t<div class=\"c-rates__header\">\n\t\t\t\t<h2 class=\"c-rates__heading\" id=\"homeequitylineofcreditrates\">Tasas de la l\u00ednea de cr\u00e9dito con garant\u00eda hipotecaria<\/h2>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t<table class=\"c-rates-table\">\n\t\t\t\t\t\t\t\t\t\t<thead class=\"c-rates-table__head\">\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<th class=\"c-rates-table__cell--header\" scope=\"col\">TIPO DE PR\u00c9STAMO<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<th class=\"c-rates-table__cell--header\" scope=\"col\">PLAZO<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<th class=\"c-rates-table__cell--header\" scope=\"col\">APR<sup>1<\/sup> (a partir de )<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<th class=\"c-rates-table__cell--header\" scope=\"col\">Pago<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t<\/thead>\n\t\t\t\t\t\t\t\t\t\t<tbody class=\"c-rates-table__body\">\n\t\t\t\t\t\t\t\t\t\t\t<tr class=\"c-rates-table__row\">\n\t\t\t\t\t\t<th class=\"c-rates-table__cell--title\"  scope=\"row\"><span class=\"c-rates-table__cell-heading\">TIPO DE PR\u00c9STAMO: <\/span>L\u00ednea de cr\u00e9dito hipotecario (HELOC) con pago solo de intereses<\/th><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">PLAZO: <\/span>Tasa inicial fija de 12 meses<sup>2<sup><\/sup><\/sup>\n\/Per\u00edodo de retiro de 10 a\u00f1os<\/td><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">APR<sup>1<\/sup> (a partir de ): <\/span>5.75%<\/td><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">Pago: <\/span>$50 min<sup>3\n<\/sup><\/td>\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t<\/tbody>\n\t\t\t\t\t\t\t\t\t\t<tfoot class=\"c-rates-table__footer\">\n\t\t\t\t\t\t<tr>                \n\t\t\t\t\t\t\t<td class=\"c-rates-table__footnotes\" colspan=\"4\">\n\t\t\t\t\t\t\t\t<p><sup>1<\/sup>La tasa de porcentaje anual (APR) se basa en la solvencia crediticia y en una relaci\u00f3n pr\u00e9stamo-valor (LTV) de 80% o menos. La APR anunciada incluye un descuento de 0.50% por tener una cuenta de cheques en PCU y por el pago autom\u00e1tico.<\/p>\n<p><sup>2<\/sup>Tras el per\u00edodo introductorio de 12 meses, la tasa se indexa al tipo Prime del Wall Street Journal. La tasa anual equivalente (TAE) est\u00e1 sujeta a cambios mensuales, pero no puede superar el 18% ni bajar nunca por debajo del 4%.<\/p>\n<p><sup>3<\/sup>Durante el per\u00edodo introductorio y el per\u00edodo de retiro de 10 a\u00f1os, el pago mensual m\u00ednimo ser\u00e1 (a) $50 o (b) el inter\u00e9s acumulado sobre el saldo pendiente seg\u00fan el contrato al cierre del ciclo de facturaci\u00f3n, el que sea mayor.<\/p>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"c-rates-table__updated\">Tasas al 06 de julio de 2026 a las 9:55 a. m. Sujetas a cambios sin previo aviso.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t<\/tfoot>\n\t\t\t\t\t\t\t\t\t<\/table>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\n\n\n<div class=\"c-rates-block\">\n\t<\/div>\n\n\n\n<div class=\"c-rates-block\">\n\t\t\t<div class=\"c-rates\" id=\"rates-table--3293\">\n\t\t\t<div class=\"c-rates__container\">\n\n\t\t\t\t\t\t\t<div class=\"c-rates__header\">\n\t\t\t\t<h2 class=\"c-rates__heading\" id=\"homeownermultipurposeloan\">Pr\u00e9stamo polivalente para propietarios de viviendas<\/h2>\n\t\t\t\t<a class=\"c-rates__header-cta -button-yellow\" href=\"https:\/\/apply.myprospera.com\/\" target=\"_blank\">Solicitar un pr\u00e9stamo M\/P para propietarios de viviendas<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t<table class=\"c-rates-table\">\n\t\t\t\t\t\t\t\t\t\t<thead class=\"c-rates-table__head\">\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<th class=\"c-rates-table__cell--header\" scope=\"col\">TIPO DE PR\u00c9STAMO<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<th class=\"c-rates-table__cell--header\" scope=\"col\">PLAZO<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<th class=\"c-rates-table__cell--header\" scope=\"col\">Tipo de inter\u00e9s<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<th class=\"c-rates-table__cell--header\" scope=\"col\">TAE (desde)<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<th class=\"c-rates-table__cell--header\" scope=\"col\">Pago por $1000<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t<\/thead>\n\t\t\t\t\t\t\t\t\t\t<tbody class=\"c-rates-table__body\">\n\t\t\t\t\t\t\t\t\t\t\t<tr class=\"c-rates-table__row\">\n\t\t\t\t\t\t<th class=\"c-rates-table__cell--title\"  scope=\"row\"><span class=\"c-rates-table__cell-heading\">TIPO DE PR\u00c9STAMO: <\/span>Pago a plazos (suma global)<sup>1<\/sup><\/th><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">PLAZO: <\/span>Hasta 100 meses<\/td><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">Tipo de inter\u00e9s: <\/span>9.25%<\/td><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">TAE (tan bajo como): <\/span>9.36%<\/td><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">Pago por $1000: <\/span>$14.39<\/td>\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr class=\"c-rates-table__row\">\n\t\t\t\t\t\t<th class=\"c-rates-table__cell--title\"  scope=\"row\"><span class=\"c-rates-table__cell-heading\">TIPO DE PR\u00c9STAMO: <\/span>L\u00ednea de cr\u00e9dito personal<sup>2<\/sup><\/th><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">PLAZO: <\/span>L\u00ednea de cr\u00e9dito variable<\/td><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">Tipo de inter\u00e9s: <\/span>10.75%<\/td><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">TAE (tan bajo como): <\/span>10.75%<\/td><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">Pago por $1000: <\/span><\/td>\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t<\/tbody>\n\t\t\t\t\t\t\t\t\t\t<tfoot class=\"c-rates-table__footer\">\n\t\t\t\t\t\t<tr>                \n\t\t\t\t\t\t\t<td class=\"c-rates-table__footnotes\" colspan=\"5\">\n\t\t\t\t\t\t\t\t<p>\u00b9Annual Percentage Rate (APR) is based on creditworthiness and loan terms. The advertised APR includes a one-time $25 processing fee and a 0.50% discount for PCU checking and auto pay. Minimum loan amount: $5,000. Maximum loan amount: $40,000. Max term is 60 months for loans less $15,000 and less or 100 months for loans greater than $15,000. Loans currently held with PCU are not eligible. Offer limited to homeowners. Rates subject to change without notice.<br \/>\n\u00b2Annual Percentage Rate (APR) is variable based on the Prime rate index plus a margin of 4.00%. Minimum loan amount: $5,000. Maximum loan amount: $40,000. Loans currently held with PCU are not eligible. Offer limited to homeowners.\u00a0 Rates subject to change without notice.<\/p>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"c-rates-table__updated\">Tasas al 06 de julio de 2026 a las 9:58 a. m. Sujetas a cambios sin previo aviso.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t<\/tfoot>\n\t\t\t\t\t\t\t\t\t<\/table>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\n\n\n\n<div class=\"c-team\">\n\t<div class=\"c-team__container\">\n\t\t\t\t<h2 class=\"c-team__heading\">\n\t\t\tContacte directamente con un prestamista de Prospera\t\t<\/h2>\n\t\t\n\t\t\t\t<div class=\"c-team__list\">\n\t\t\t\t\t\t<div class=\"c-team-member\">\n\t\t\t\t<div class=\"c-team-member__media\">\n\t\t\t\t\t<div class=\"c-team-member__media-container\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"420\" height=\"420\" src=\"https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-84.png\" class=\"c-team-member__image\" alt=\"\" srcset=\"https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-84.png 420w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-84-300x300.png 300w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-84-150x150.png 150w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-84-12x12.png 12w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-84-270x270.png 270w\" sizes=\"auto, (max-width: 420px) 100vw, 420px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"c-team-member__details -order-first\">\n\t\t\t\t\t<h3 class=\"c-team-member__name\">Sue Patchak<\/h3>\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-team-member__title\">\n\t\t\t\t\t\tConsumer Lending Specialist, NMLS #481055\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<p class=\"c-team-member__phone\">\n\t\t\t\t\t\t920-424-2379\t\t\t\t\t<\/p>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class=\"c-team-member__email\" href=\"mailto:sue.patchak@myprospera.com\">\n\t\t\t\t\t\tsue.patchak@myprospera.com\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"c-team-member\">\n\t\t\t\t<div class=\"c-team-member__media -order-first\">\n\t\t\t\t\t<div class=\"c-team-member__media-container\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"420\" height=\"420\" src=\"https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-83.png\" class=\"c-team-member__image\" alt=\"\" srcset=\"https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-83.png 420w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-83-300x300.png 300w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-83-150x150.png 150w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-83-12x12.png 12w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-83-270x270.png 270w\" sizes=\"auto, (max-width: 420px) 100vw, 420px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"c-team-member__details\">\n\t\t\t\t\t<h3 class=\"c-team-member__name\">Tim Mooren<\/h3>\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-team-member__title\">\n\t\t\t\t\t\tConsumer Lending Specialist, NMLS #440221\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<p class=\"c-team-member__phone\">\n\t\t\t\t\t\t920-882-4779\t\t\t\t\t<\/p>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class=\"c-team-member__email\" href=\"mailto:tim.mooren@myprospera.com\">\n\t\t\t\t\t\ttim.mooren@myprospera.com\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"c-team-member\">\n\t\t\t\t<div class=\"c-team-member__media\">\n\t\t\t\t\t<div class=\"c-team-member__media-container\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"420\" height=\"420\" src=\"https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-82.png\" class=\"c-team-member__image\" alt=\"\" srcset=\"https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-82.png 420w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-82-300x300.png 300w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-82-150x150.png 150w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-82-12x12.png 12w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-82-270x270.png 270w\" sizes=\"auto, (max-width: 420px) 100vw, 420px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"c-team-member__details -order-first\">\n\t\t\t\t\t<h3 class=\"c-team-member__name\">Grecia M. Ramirez - Hablo Espa\u00f1ol<\/h3>\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-team-member__title\">\n\t\t\t\t\t\tConsumer Lending Specialist, NMLS #2468772\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<p class=\"c-team-member__phone\">\n\t\t\t\t\t\t920-882-4796\t\t\t\t\t<\/p>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class=\"c-team-member__email\" href=\"mailto:gracie.vera@myprospera.com\">\n\t\t\t\t\t\tgracie.vera@myprospera.com\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"c-team-member\">\n\t\t\t\t<div class=\"c-team-member__media -order-first\">\n\t\t\t\t\t<div class=\"c-team-member__media-container\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"420\" height=\"420\" src=\"https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-79.png\" class=\"c-team-member__image\" alt=\"\" srcset=\"https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-79.png 420w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-79-300x300.png 300w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-79-150x150.png 150w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-79-12x12.png 12w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-79-270x270.png 270w\" sizes=\"auto, (max-width: 420px) 100vw, 420px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"c-team-member__details\">\n\t\t\t\t\t<h3 class=\"c-team-member__name\">Ethan Locy<\/h3>\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-team-member__title\">\n\t\t\t\t\t\tConsumer Lending Specialist, NMLS #2806036\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<p class=\"c-team-member__phone\">\n\t\t\t\t\t\t(920) 882-4809\t\t\t\t\t<\/p>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class=\"c-team-member__email\" href=\"mailto:ethan.locy@myprospera.com\">\n\t\t\t\t\t\tethan.locy@myprospera.com\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"c-team-member\">\n\t\t\t\t<div class=\"c-team-member__media\">\n\t\t\t\t\t<div class=\"c-team-member__media-container\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"420\" height=\"420\" src=\"https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-87.png\" class=\"c-team-member__image\" alt=\"\" srcset=\"https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-87.png 420w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-87-300x300.png 300w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-87-150x150.png 150w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-87-12x12.png 12w, https:\/\/myprospera.com\/wp-content\/uploads\/2026\/03\/Untitled-design-87-270x270.png 270w\" sizes=\"auto, (max-width: 420px) 100vw, 420px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"c-team-member__details -order-first\">\n\t\t\t\t\t<h3 class=\"c-team-member__name\">Terrence-Christopher Patterson<\/h3>\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-team-member__title\">\n\t\t\t\t\t\tConsumer Lending Specialist, NMLS #2577052\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<p class=\"c-team-member__phone\">\n\t\t\t\t\t\t920-471-1679\t\t\t\t\t<\/p>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<a class=\"c-team-member__email\" href=\"mailto:terrence.patterson@myprospera.com\">\n\t\t\t\t\t\tterrence.patterson@myprospera.com\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n<\/div>\n\n\n\n<div class=\"c-callout c-callout__image--6a570ac577e8f -overlay-50 -bg-blue\">\n\t<style>@media (min-width: 67.5em) {.c-callout__image--6a570ac577e8f {background-image:url(https:\/\/myprospera.com\/wp-content\/uploads\/2021\/09\/couple-resting-on-couch-surrounded-by-moving-boxes-desktop-1920x700-1-1317x480.jpg); }}@media (min-width: 48.0625em) and (max-width: 67.4375em) {.c-callout__image--6a570ac577e8f {background-image:url(https:\/\/myprospera.com\/wp-content\/uploads\/2021\/09\/couple-resting-on-couch-surrounded-by-moving-boxes-desktop-1920x700-1-1080x394.jpg); }}<\/style><style>@media (min-width: 0em) and (max-width: 30em) {.c-callout__image--6a570ac577e8f {background-image:url(https:\/\/myprospera.com\/wp-content\/uploads\/2021\/09\/couple-resting-on-couch-surrounded-by-moving-boxes-mobile-480x340-1.jpg); }}<\/style><style>@media (min-width: 30.0625em) and (max-width: 48em) {.c-callout__image--6a570ac577e8f {background-image:url(https:\/\/myprospera.com\/wp-content\/uploads\/2021\/09\/couple-resting-on-couch-surrounded-by-moving-boxes-tablet-768x540-1.jpg); }}<\/style>\t<div class=\"c-callout__container\">\n\t\t<h2 class=\"c-callout__heading -has-anchor\" id=\"prospera-mortgage-lenders\">\n\t\t\t<span class=\"c-callout__icon -icon-leaf--white\" aria-hidden=\"true\"><\/span>\n\t\t\tSolicite ahora en l\u00ednea en 15-20 minutos\t\t<\/h2>\n\n\t\t<div class=\"c-callout__content\">\n\t\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"c-callout__cta-container\">\n\t\t\t<a class=\"c-callout__cta -button-yellow\" href=\"https:\/\/www.mortgageclick.org\/default.asp?siteId=7C2D9DF6-6BA9-4A11-9D67-42BBCDDF27A3\" target=\"_blank\">Solicitar un pr\u00e9stamo hipotecario<\/a>\t\t<\/div>\n\t\t\t\t\t\t<div class=\"c-callout__disclaimer\">\n\t\t\t<p>Obtenga detalles, vea los tipos de hipotecas y obtenga ayuda de expertos durante el proceso.<\/p>\n\t\t<\/div>\n\t\t\t<\/div>\n<\/div>\n\n\n\n\n<div class=\"c-disclosure-block--background -bg-lightGrey\">\n\t<div class=\"c-disclosure-block__container\">\n\t\t<p>\u00b9Se aplica a las profesiones de H\u00e9roe de la Comunidad, como profesores, bomberos, polic\u00edas, t\u00e9cnicos de emergencias m\u00e9dicas y param\u00e9dicos, as\u00ed como a las profesiones de Experto de la Comunidad, como contadores p\u00fablicos, doctores en filosof\u00eda, arquitectos, banqueros hipotecarios y actuarios.<\/p>\n<p>Los costes de cierre pueden variar.<\/p>\n\t<\/div> \n<\/div><!-- .c-disclosure-block -->\n\n\n\n\n<div class=\"c-disclosure-block--background -bg-lightGrey\">\n\t<div class=\"c-disclosure-block__container\">\n\t\t<p><strong>Aviso sobre la Ley de Divulgaci\u00f3n de Hipotecas sobre Viviendas<\/strong><br \/>\nLos datos de la HMDA sobre nuestros pr\u00e9stamos hipotecarios residenciales est\u00e1n disponibles en l\u00ednea para su consulta. Los datos muestran la distribuci\u00f3n geogr\u00e1fica de los pr\u00e9stamos y las solicitudes; el origen \u00e9tnico, la raza, el sexo, la edad y los ingresos de los solicitantes y prestatarios; e informaci\u00f3n sobre las aprobaciones y denegaciones de pr\u00e9stamos. Estos datos est\u00e1n disponibles en l\u00ednea en el sitio web de la Oficina de Protecci\u00f3n Financiera del Consumidor (<a href=\"http:\/\/www.consumerfinance.gov\/data-research\/hmda\/\">www.consumerfinance.gov\/data-research\/hmda\/<\/a>). Los datos HMDA de muchas otras instituciones financieras tambi\u00e9n est\u00e1n disponibles en este sitio web.<\/p>\n\t<\/div> \n<\/div><!-- .c-disclosure-block -->","protected":false},"excerpt":{"rendered":"<p>Fixed-rate, adjustable and low down payment home loan options Buying a home is amazing. It\u2019s exciting, but it can be overwhelming, too. Let our Mortgage Partners help with the overwhelming part so you can focus on the good stuff! We have three options listed below. We\u2019ll help you choose the one that works best for [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":10820,"parent":15,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"_acf_changed":false,"footnotes":""},"search_keyword":[],"class_list":["post-61","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Prospera Home Loans \u2013 Appleton, Oshkosh &amp; Fox Valley Home Mortgage Experts<\/title>\n<meta name=\"description\" content=\"Save money at Prospera with low home loan rates, great mortgage loan options and local, personal service for our Appleton, Oshkosh and Fox Valley communities.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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