{"id":8304,"date":"2021-12-21T13:18:14","date_gmt":"2021-12-21T19:18:14","guid":{"rendered":"https:\/\/myprospera.com\/?page_id=8304"},"modified":"2024-11-13T15:15:06","modified_gmt":"2024-11-13T21:15:06","slug":"understanding-your-credit-score","status":"publish","type":"page","link":"https:\/\/myprospera.com\/es\/understanding-your-credit-score","title":{"rendered":"C\u00f3mo entender su puntuaci\u00f3n de cr\u00e9dito"},"content":{"rendered":"\n\n<div class=\"c-split-hero\">\n\t<div class=\"c-split-hero__visual\">\n\t\t<img width=\"1024\" height=\"580\" src=\"https:\/\/myprospera.com\/wp-content\/uploads\/2021\/12\/Credit-Score-Page.jpg\" class=\"c-split-hero__image\" alt=\"a woman hugging a man and both are looking at a computer\" srcset=\"https:\/\/myprospera.com\/wp-content\/uploads\/2021\/12\/Credit-Score-Page.jpg 1024w, https:\/\/myprospera.com\/wp-content\/uploads\/2021\/12\/Credit-Score-Page-300x170.jpg 300w, https:\/\/myprospera.com\/wp-content\/uploads\/2021\/12\/Credit-Score-Page-768x435.jpg 768w, https:\/\/myprospera.com\/wp-content\/uploads\/2021\/12\/Credit-Score-Page-953x540.jpg 953w, https:\/\/myprospera.com\/wp-content\/uploads\/2021\/12\/Credit-Score-Page-763x432.jpg 763w, https:\/\/myprospera.com\/wp-content\/uploads\/2021\/12\/Credit-Score-Page-477x270.jpg 477w, https:\/\/myprospera.com\/wp-content\/uploads\/2021\/12\/Credit-Score-Page-847x480.jpg 847w, https:\/\/myprospera.com\/wp-content\/uploads\/2021\/12\/Credit-Score-Page-480x272.jpg 480w, https:\/\/myprospera.com\/wp-content\/uploads\/2021\/12\/Credit-Score-Page-806x457.jpg 806w, https:\/\/myprospera.com\/wp-content\/uploads\/2021\/12\/Credit-Score-Page-640x363.jpg 640w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t<\/div>\n\n\t<div class=\"c-split-hero__message\">\n\t\t<h1 class=\"c-split-hero__heading\">\n\t\t\t<span class=\"c-split-hero__heading-default\">Understanding Your Credit Score<\/span><span class=\"c-split-hero__heading-scripted\">A focus on holistic financial health<\/span>\t\t<\/h1>\n\n\t\t\t\t<div class=\"c-split-hero__supporting\">\n\t\t\t<p>We&#8217;re here to help you on your financial journey.<\/p>\n\t\t<\/div>\n\t\t\n\t\t\t\t<div class=\"c-split-hero-cta track-link\" id=\"js-split-hero-cta\">\n\t\t\t<a class=\"c-split-hero-cta__button -button-yellow\" href=\"#credit-checkup\">Contact Branch Partner<\/a>\t\t\t<p class=\"c-split-hero-cta__helper track-link\" id=\"js-split-hero-helper\">Start reviewing your credit score today.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t<\/div>\n<\/div><!-- .c-split-hero -->\n\n\n<div class=\"c-wp-block--heading h-2\">\n<h2 class=\"wp-block-heading\">We love teaching our members how to focus on what\u2019s important to them now, anticipate what\u2019s coming soon, and plan what\u2019s down the road for a healthy financial future.<\/h2>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p>A good credit score is crucial for financial success. Credit scores can vary from 300 to 850. It is important to continue building your score in order to receive the most favorable interest rates.<\/p>\n<\/div>\n\n<div class=\"c-wp-block--heading h-4\">\n<h4 class=\"wp-block-heading\">Start the new year right. Set up an appointment with one of our Branch Partners to:<\/h4>\n<\/div>\n\n<div class=\"c-wp-block--list\">\n<ul class=\"wp-block-list\">\n<li>Review and guide you through your credit report<\/li>\n\n\n\n<li>Review and compare your loans to ensure you\u2019re getting the best rates available<\/li>\n\n\n\n<li>Explore opportunities to save<\/li>\n\n\n\n<li>Provide tips on how you can improve or build your score and ultimately pay less each month<\/li>\n<\/ul>\n<\/div>\n\n<div class=\"c-wp-block--heading h-4\">\n<h4 class=\"wp-block-heading\">Understanding Your Credit Score:<\/h4>\n<\/div>\n\n<div class=\"c-wp-block--list\">\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/myprospera.com\/blog\/factors-that-influence-your-credit-score\">Factors that influence your credit score<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/myprospera.com\/blog\/how-to-improve-your-credit-score\">How to improve your credit score<\/a><\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"c-icon-features--background -bg-lightGrey -color-darkGrey\" id=\"credit-checkup\">\n\t<div class=\"c-icon-features__container\">\n\t\t\t\t<h2 class=\"c-icon-features__heading\">Ask Yourself:<\/h2>\n\t\t\n\t\t\n\t\t<div class=\"c-icon-features__wrapper\" data-cols=\"3\">\n\t\t\t\t\t\t<div class=\"c-icon-feature\">\n\t\t\t\t<h3 class=\"c-icon-feature__heading\">\n\t\t\t\t\t\t<span class=\"c-icon-feature__icon -icon-money-bag-coins--greyscale\" aria-hidden=\"true\"><\/span>\n\t\t\t\t\t\tDo I have a goal for building my savings?\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t<a class=\"c-icon-feature__cta -button-yellow\" href=\"https:\/\/myprospera.com\/checking-savings\/savings-accounts\">Savings Options<\/a>\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"c-icon-feature\">\n\t\t\t\t<h3 class=\"c-icon-feature__heading\">\n\t\t\t\t\t\t<span class=\"c-icon-feature__icon -icon-vehicle--greyscale\" aria-hidden=\"true\"><\/span>\n\t\t\t\t\t\tDo I know my credit score? If not, is it time to take a look and possibly save money by lowering my interest rates?\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t<a class=\"c-icon-feature__cta -button-yellow\" href=\"https:\/\/myprospera.com\/loans\/loan-rates\">Loan Rates <\/a>\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"c-icon-feature\">\n\t\t\t\t<h3 class=\"c-icon-feature__heading\">\n\t\t\t\t\t\t<span class=\"c-icon-feature__icon -icon-island-sunset--greyscale\" aria-hidden=\"true\"><\/span>\n\t\t\t\t\t\tAm I saving enough for retirement?\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t<a class=\"c-icon-feature__cta -button-yellow\" href=\"https:\/\/myprospera.com\/retirement-planning\">Retirement Planning <\/a>\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div><!-- .c-icon-features -->\n\n\n<div class=\"c-gravity-forms\"><script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\nvar 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A good credit score is crucial for financial success. Credit scores can vary from 300 to 850. It is important to continue building your score in [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":8305,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":true,"footnotes":""},"search_keyword":[],"class_list":["post-8304","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Understanding Your Credit Score - Prospera Credit Union<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/myprospera.com\/es\/understanding-your-credit-score\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Understanding Your Credit Score - Prospera Credit Union\" \/>\n<meta property=\"og:description\" content=\"We love teaching our members how to focus on what\u2019s important to them now, anticipate what\u2019s coming soon, and plan what\u2019s down the road for a healthy financial future. 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