{"id":8358,"date":"2022-01-25T12:02:26","date_gmt":"2022-01-25T18:02:26","guid":{"rendered":"https:\/\/myprospera.com\/understanding-your-credit-score-2"},"modified":"2024-11-13T14:36:30","modified_gmt":"2024-11-13T20:36:30","slug":"balance-transfer","status":"publish","type":"page","link":"https:\/\/myprospera.com\/es\/balance-transfer","title":{"rendered":"Transferencia de saldos de tarjetas de cr\u00e9dito"},"content":{"rendered":"<div class=\"c-split-hero\">\n\t<div class=\"c-split-hero__visual\">\n\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"580\" src=\"https:\/\/myprospera.com\/wp-content\/uploads\/2022\/01\/CC-BT.jpg\" class=\"c-split-hero__image\" alt=\"woman smiling at a laptop\" srcset=\"https:\/\/myprospera.com\/wp-content\/uploads\/2022\/01\/CC-BT.jpg 1024w, https:\/\/myprospera.com\/wp-content\/uploads\/2022\/01\/CC-BT-300x170.jpg 300w, https:\/\/myprospera.com\/wp-content\/uploads\/2022\/01\/CC-BT-768x435.jpg 768w, https:\/\/myprospera.com\/wp-content\/uploads\/2022\/01\/CC-BT-953x540.jpg 953w, https:\/\/myprospera.com\/wp-content\/uploads\/2022\/01\/CC-BT-763x432.jpg 763w, https:\/\/myprospera.com\/wp-content\/uploads\/2022\/01\/CC-BT-477x270.jpg 477w, https:\/\/myprospera.com\/wp-content\/uploads\/2022\/01\/CC-BT-847x480.jpg 847w, https:\/\/myprospera.com\/wp-content\/uploads\/2022\/01\/CC-BT-480x272.jpg 480w, https:\/\/myprospera.com\/wp-content\/uploads\/2022\/01\/CC-BT-806x457.jpg 806w, https:\/\/myprospera.com\/wp-content\/uploads\/2022\/01\/CC-BT-640x363.jpg 640w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t<\/div>\n\n\t<div class=\"c-split-hero__message\">\n\t\t<h1 class=\"c-split-hero__heading\">\n\t\t\t<span class=\"c-split-hero__heading-default\">Tarjeta de cr\u00e9dito con tarifa introductoria especial durante 12 meses<\/span><span class=\"c-split-hero__heading-scripted\">Elige una carta, cualquier carta<\/span>\t\t<\/h1>\n\n\t\t\t\t<div class=\"c-split-hero__supporting\">\n\t\t\t<p>Elija entre Platinum o Rewards y solicite en l\u00ednea en cuesti\u00f3n de minutos.<\/p>\n\t\t<\/div>\n\t\t\n\t\t\t\t<div class=\"c-split-hero-cta track-link\" id=\"js-split-hero-cta\">\n\t\t\t<a class=\"c-split-hero-cta__button -button-yellow\" href=\"https:\/\/www.cmg.loanliner.com\/loanrequest\/presenter\/LoanList\/04802796\/1505\" target=\"_blank\">Solicitar una tarjeta de cr\u00e9dito<\/a>\t\t<\/div>\n\t\t\n\t\t\t<\/div>\n<\/div><!-- .c-split-hero -->\n\n\n<div class=\"c-wp-block--heading h-2\">\n<h2 class=\"wp-block-heading\">Cambie a un Prosp<strong>era\u00ae VISA\u00ae Pl<\/strong>atinum o Reward y reciba un descuento inicial del 3,99%.<sup>* <\/sup>TAE en transferencias de saldo durante 12 meses, 5,99%<sup>*<\/sup>&nbsp;APR <strong>en las compras y los anticipos en efectivo durante 12 meses.<\/strong><\/h2>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p>Si tiene saldo, Platinum es la tarjeta para usted. Si lo pagas cada mes, entonces es la Rewards. Son dos puntos por cada $1 gastado con la tarjeta Rewards.<\/p>\n<\/div>\n\n<div class=\"c-wp-block--heading h-4\">\n<h4 class=\"wp-block-heading\">Ventajas de la tarjeta de cr\u00e9dito Prospera<\/h4>\n<\/div>\n\n<div class=\"c-wp-block--list\">\n<ul class=\"wp-block-list\">\n<li>Es seguro y protegido - VISA's <a href=\"https:\/\/usa.visa.com\/pay-with-visa\/visa-chip-technology-consumers\/zero-liability-policy.html\" target=\"_blank\" rel=\"noreferrer noopener\">\"plan de responsabilidad cero\"<\/a> le protege de las transacciones no autorizadas en caso de p\u00e9rdida o robo de su tarjeta<\/li>\n\n\n\n<li>Es f\u00e1cilmente accesible con el acceso a la cuenta en l\u00ednea 24 horas al d\u00eda, 7 d\u00edas a la semana, adem\u00e1s del servicio local y personal de su cooperativa de cr\u00e9dito.<\/li>\n\n\n\n<li>Cuenta con una opci\u00f3n de recompensas: recibir dos puntos por cada $1 gastado en todas las compras menos las devoluciones.<\/li>\n\n\n\n<li>Viene con tecnolog\u00eda de chip que proporciona seguridad adicional, y eso significa m\u00e1s tranquilidad<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"c-icon-features--background -bg-lightGrey -color-darkGrey\" id=\"credit-checkup\">\n\t<div class=\"c-icon-features__container\">\n\t\t\t\t<h2 class=\"c-icon-features__heading\">Dos maneras de solicitarlo: <\/h2>\n\t\t\n\t\t\n\t\t<div class=\"c-icon-features__wrapper\" data-cols=\"2\">\n\t\t\t\t\t\t<div class=\"c-icon-feature\">\n\t\t\t\t<h3 class=\"c-icon-feature__heading\">\n\t\t\t\t\t\t<span class=\"c-icon-feature__icon -icon-mobile-deposit--greyscale\" aria-hidden=\"true\"><\/span>\n\t\t\t\t\t\tSolicitar en l\u00ednea\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t<a class=\"c-icon-feature__cta -button-yellow\" href=\"https:\/\/www.cmg.loanliner.com\/loanrequest\/presenter\/LoanList\/04802796\/1505\" target=\"_blank\">Solicitar ahora<\/a>\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"c-icon-feature\">\n\t\t\t\t<h3 class=\"c-icon-feature__heading\">\n\t\t\t\t\t\t<span class=\"c-icon-feature__icon -icon-pins-local-route--greyscale\" aria-hidden=\"true\"><\/span>\n\t\t\t\t\t\tPase por una de nuestras seis sedes\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t<a class=\"c-icon-feature__cta -button-yellow\" href=\"https:\/\/myprospera.com\/es\/credit-union-hours-locations\/\">Ubicaciones<\/a>\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div><!-- .c-icon-features -->\n\n\n\n<div class=\"c-rates-block\">\n\t\t\t<div class=\"c-rates\" id=\"rates-table--3909\">\n\t\t\t<div class=\"c-rates__container\">\n\n\t\t\t\t\t\t\t<div class=\"c-rates__header\">\n\t\t\t\t<h2 class=\"c-rates__heading\" id=\"creditcardratesdisclosures\">Tarifas de las tarjetas de cr\u00e9dito y divulgaci\u00f3n<\/h2>\n\t\t\t\t<a class=\"c-rates__header-cta -button-yellow\" href=\"https:\/\/www.cmg.loanliner.com\/loanrequest\/presenter\/LoanList\/04802796\/1505\" target=\"_blank\">Elija la tarjeta y solic\u00edtela<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t<table class=\"c-rates-table\">\n\t\t\t\t\t\t\t\t\t\t<thead class=\"c-rates-table__head\">\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<th class=\"c-rates-table__cell--header\" scope=\"col\"><\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<th class=\"c-rates-table__cell--header\" scope=\"col\">Platinum<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<th class=\"c-rates-table__cell--header\" scope=\"col\">Recompensas<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<th class=\"c-rates-table__cell--header\" scope=\"col\">Tarifa especial de introducci\u00f3n <\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t<\/thead>\n\t\t\t\t\t\t\t\t\t\t<tbody class=\"c-rates-table__body\">\n\t\t\t\t\t\t\t\t\t\t\t<tr class=\"c-rates-table__row\">\n\t\t\t\t\t\t<th class=\"c-rates-table__cell--title\"  scope=\"row\">Compras APR\u00b9<\/th><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">Platino: <\/span>12.40% a 20.40%\u00b2<\/td><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">Recompensas: <\/span>14.40%-22.40%\u00b2<\/td><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">Tarifa especial de introducci\u00f3n : <\/span>5.99%\u00b3<\/td>\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr class=\"c-rates-table__row\">\n\t\t\t\t\t\t<th class=\"c-rates-table__cell--title\"  scope=\"row\">Transferencias de saldos APR\u00b9<\/th><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">Platino: <\/span>12.40% a 20.40%\u00b2<\/td><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">Recompensas: <\/span>14.40%-22.40%\u00b2<\/td><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">Tarifa especial de introducci\u00f3n : <\/span>3.99%<sup>4<\/sup><\/td>\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr class=\"c-rates-table__row\">\n\t\t\t\t\t\t<th class=\"c-rates-table__cell--title\"  scope=\"row\">Anticipo de efectivo APR\u00b9<\/th><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">Platino: <\/span>12.40% a 20.40%\u00b2<\/td><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">Recompensas: <\/span>14.40%-22.40%\u00b2<\/td><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">Tarifa especial de introducci\u00f3n : <\/span>5.99%\u00b3<\/td>\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr class=\"c-rates-table__row\">\n\t\t\t\t\t\t<th class=\"c-rates-table__cell--title\"  scope=\"row\">PLAZO<\/th><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">Platino: <\/span>Giratorio<\/td><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">Recompensas: <\/span>Giratorio<\/td><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">Tarifa especial de introducci\u00f3n : <\/span><\/td>\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t<\/tbody>\n\t\t\t\t\t\t\t\t\t\t<tfoot class=\"c-rates-table__footer\">\n\t\t\t\t\t\t<tr>                \n\t\t\t\t\t\t\t<td class=\"c-rates-table__footnotes\" colspan=\"4\">\n\t\t\t\t\t\t\t\t<p>\u00bfBusca una tarjeta de cr\u00e9dito empresarial?\u00a0<a href=\"https:\/\/myprospera.com\/es\/business-banking\/#schedule-appointment\">M\u00e1s informaci\u00f3n<\/a><\/p>\n<p><sup>1<\/sup>TAE = Tasa Anual Equivalente<br \/>\n<sup>2<\/sup>En funci\u00f3n de la solvencia. La TAE var\u00eda seg\u00fan el mercado, en funci\u00f3n del tipo de inter\u00e9s preferente.<br \/>\n<sup>3<\/sup>Durante los primeros 12 meses desde la apertura de la cuenta.<br \/>\n<sup>4<\/sup>Durante los primeros 12 meses desde la apertura de la cuenta. Las transferencias de saldo desde otra tarjeta Prospera no son v\u00e1lidas.<br \/>\nS\u00f3lo con fines informativos. No est\u00e1 destinado a la publicidad del cr\u00e9dito. Las tarifas se basan en la relaci\u00f3n de su cuenta y en su puntuaci\u00f3n de cr\u00e9dito.<\/p>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"c-rates-table__updated\">Tipos de inter\u00e9s a fecha del 1 de junio de 2026 a las 9:02 a. m. Sujetos a cambios sin previo aviso.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t<\/tfoot>\n\t\t\t\t\t\t\t\t\t<\/table>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\n\n\n<div class=\"c-rates-block\">\n\t\t\t<div class=\"c-rates\" id=\"rates-table--6209\">\n\t\t\t<div class=\"c-rates__container\">\n\n\t\t\t\t\t\t\t<div class=\"c-rates__header\">\n\t\t\t\t<h2 class=\"c-rates__heading\" id=\"comparecreditcardfeatures\">Comparar las caracter\u00edsticas de las tarjetas de cr\u00e9dito<\/h2>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t<table class=\"c-rates-table--centered\">\n\t\t\t\t\t\t\t\t\t\t<thead class=\"c-rates-table__head\">\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<th class=\"c-rates-table__cell--header\" scope=\"col\"><\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<th class=\"c-rates-table__cell--header\" scope=\"col\">Recompensas VISA<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<th class=\"c-rates-table__cell--header\" scope=\"col\">VISA Platino<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t<\/thead>\n\t\t\t\t\t\t\t\t\t\t<tbody class=\"c-rates-table__body\">\n\t\t\t\t\t\t\t\t\t\t\t<tr class=\"c-rates-table__row\">\n\t\t\t\t\t\t<th class=\"c-rates-table__cell--title\"  scope=\"row\">Pagos autom\u00e1ticos<\/th><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">Recompensas VISA: <\/span><span class=\"table-icon -icon-checkmark -img-replace\">marca de verificaci\u00f3n<\/span><\/td><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">VISA Platinum: <\/span><span class=\"table-icon -icon-checkmark -img-replace\">marca de verificaci\u00f3n<\/span><\/td>\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr class=\"c-rates-table__row\">\n\t\t\t\t\t\t<th class=\"c-rates-table__cell--title\"  scope=\"row\">Tarifas bajas<\/th><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">Recompensas VISA: <\/span><span class=\"table-icon -icon-checkmark -img-replace\">marca de verificaci\u00f3n<\/span><\/td><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">VISA Platinum: <\/span><span class=\"table-icon -icon-checkmark -img-replace\">marca de verificaci\u00f3n<\/span><\/td>\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr class=\"c-rates-table__row\">\n\t\t\t\t\t\t<th class=\"c-rates-table__cell--title\"  scope=\"row\">Sin cuota anual<\/th><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">Recompensas VISA: <\/span><span class=\"table-icon -icon-checkmark -img-replace\">marca de verificaci\u00f3n<\/span><\/td><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">VISA Platinum: <\/span><span class=\"table-icon -icon-checkmark -img-replace\">marca de verificaci\u00f3n<\/span><\/td>\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr class=\"c-rates-table__row\">\n\t\t\t\t\t\t<th class=\"c-rates-table__cell--title\"  scope=\"row\">Sin comisi\u00f3n por transferencia de saldo<\/th><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">Recompensas VISA: <\/span><span class=\"table-icon -icon-checkmark -img-replace\">marca de verificaci\u00f3n<\/span><\/td><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">VISA Platinum: <\/span><span class=\"table-icon -icon-checkmark -img-replace\">marca de verificaci\u00f3n<\/span><\/td>\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr class=\"c-rates-table__row\">\n\t\t\t\t\t\t<th class=\"c-rates-table__cell--title\"  scope=\"row\">Protecci\u00f3n de pagos<\/th><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">Recompensas VISA: <\/span><span class=\"table-icon -icon-checkmark -img-replace\">marca de verificaci\u00f3n<\/span><\/td><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">VISA Platinum: <\/span><span class=\"table-icon -icon-checkmark -img-replace\">marca de verificaci\u00f3n<\/span><\/td>\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr class=\"c-rates-table__row\">\n\t\t\t\t\t\t<th class=\"c-rates-table__cell--title\"  scope=\"row\">Protecci\u00f3n de Responsabilidad Cero de VISA<\/th><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">Recompensas VISA: <\/span><span class=\"table-icon -icon-checkmark -img-replace\">marca de verificaci\u00f3n<\/span><\/td><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">VISA Platinum: <\/span><span class=\"table-icon -icon-checkmark -img-replace\">marca de verificaci\u00f3n<\/span><\/td>\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr class=\"c-rates-table__row\">\n\t\t\t\t\t\t<th class=\"c-rates-table__cell--title\"  scope=\"row\">2 puntos por $1 gastado<\/th><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">Recompensas VISA: <\/span><span class=\"table-icon -icon-checkmark -img-replace\">marca de verificaci\u00f3n<\/span><\/td><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">VISA Platinum: <\/span><span class=\"table-icon -icon-x -img-replace\">x<\/span><\/td>\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr class=\"c-rates-table__row\">\n\t\t\t\t\t\t<th class=\"c-rates-table__cell--title\"  scope=\"row\">Sin l\u00edmite de recompensas<\/th><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">Recompensas VISA: <\/span><span class=\"table-icon -icon-checkmark -img-replace\">marca de verificaci\u00f3n<\/span><\/td><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">VISA Platinum: <\/span><span class=\"table-icon -icon-x -img-replace\">x<\/span><\/td>\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr class=\"c-rates-table__row\">\n\t\t\t\t\t\t<th class=\"c-rates-table__cell--title\"  scope=\"row\">Gane puntos independientemente del estado de su cuenta<\/th><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">Recompensas VISA: <\/span><span class=\"table-icon -icon-checkmark -img-replace\">marca de verificaci\u00f3n<\/span><\/td><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">VISA Platinum: <\/span><span class=\"table-icon -icon-x -img-replace\">x<\/span><\/td>\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr class=\"c-rates-table__row\">\n\t\t\t\t\t\t<th class=\"c-rates-table__cell--title\"  scope=\"row\">Obtenga devoluciones de dinero, recompensas por viajes y m\u00e1s<\/th><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">Recompensas VISA: <\/span><span class=\"table-icon -icon-checkmark -img-replace\">marca de verificaci\u00f3n<\/span><\/td><td class=\"c-rates-table__cell\" ><span class=\"c-rates-table__cell-heading\">VISA Platinum: <\/span><span class=\"table-icon -icon-x -img-replace\">x<\/span><\/td>\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t<\/tbody>\n\t\t\t\t\t\t\t\t\t\t<tfoot class=\"c-rates-table__footer\">\n\t\t\t\t\t\t<tr>                \n\t\t\t\t\t\t\t<td class=\"c-rates-table__footnotes\" colspan=\"3\">\n\t\t\t\t\t\t\t\t<p>\u00bfBusca una tarjeta de cr\u00e9dito empresarial?\u00a0<a href=\"https:\/\/myprospera.com\/es\/business-banking\/#schedule-appointment\">M\u00e1s informaci\u00f3n<\/a><\/p>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"c-rates-table__updated\">Tipos de inter\u00e9s a fecha del 1 de junio de 2026 a las 9:03 a. m. Sujetos a cambios sin previo aviso.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t<\/tfoot>\n\t\t\t\t\t\t\t\t\t<\/table>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\n\n\n\n<div class=\"c-disclosure-block\">\n\t<div class=\"c-disclosure-block__container\">\n\t\t<p><sup>*<\/sup>Una vez finalizado el periodo promocional de 12 meses, su TAE ser\u00e1 de 13,65% a 23,65% en funci\u00f3n de su solvencia y de la tarjeta de cr\u00e9dito elegida: Platinum frente a Rewards. Esta TAE variar\u00e1 con el mercado en funci\u00f3n del tipo de inter\u00e9s preferente. <a href=\"https:\/\/myprospera.com\/es\/loans\/credit-cards\/\" target=\"_blank\" rel=\"noopener\" data-type=\"0\">Haga clic aqu\u00ed<\/a>\u00a0para obtener informaci\u00f3n importante sobre tipos, comisiones y otros costes. Empezaremos a cobrar intereses por las transferencias de saldo en la fecha de la transacci\u00f3n. Las transferencias de saldo de una tarjeta de cr\u00e9dito Prospera a otra tarjeta de cr\u00e9dito Prospera no son v\u00e1lidas. Los pagos que excedan el pago m\u00ednimo mensual a pagar se aplicar\u00e1n primero al saldo con la tasa de inter\u00e9s m\u00e1s alta. Las transferencias de saldo no califican para obtener puntos de recompensa.<\/p>\n\t<\/div> \n<\/div><!-- .c-disclosure-block -->","protected":false},"excerpt":{"rendered":"<p>Switch to a&nbsp;Prospera\u00ae VISA\u00ae Platinum or Reward credit card and receive&nbsp;an introductory&nbsp;3.99%* APR on balance transfers for 12 months, 5.99%*&nbsp;APR on purchases, and cash advances for 12 months! If you carry a balance, Platinum is the card for you. If you pay it off each month, then Rewards it is. That\u2019s two points per $1 [&hellip;]<\/p>\n","protected":false},"author":36,"featured_media":8360,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":true,"footnotes":""},"search_keyword":[],"class_list":["post-8358","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Credit Card Balance Transfer - Prospera Credit Union<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/myprospera.com\/es\/balance-transfer\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Credit Card Balance Transfer - Prospera Credit Union\" \/>\n<meta property=\"og:description\" content=\"Switch to a&nbsp;Prospera\u00ae VISA\u00ae Platinum or Reward credit card and receive&nbsp;an introductory&nbsp;3.99%* APR on balance transfers for 12 months, 5.99%*&nbsp;APR on purchases, and cash advances for 12 months! 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