{"id":10159,"date":"2025-05-09T15:07:47","date_gmt":"2025-05-09T20:07:47","guid":{"rendered":"https:\/\/myprospera.com\/blog\/is-it-time-to-refinance-your-home-loan-2"},"modified":"2025-05-14T09:56:35","modified_gmt":"2025-05-14T14:56:35","slug":"what-are-romance-investment-scams","status":"publish","type":"post","link":"https:\/\/myprospera.com\/es\/blog\/what-are-romance-investment-scams","title":{"rendered":"\u00bfQu\u00e9 son las estafas rom\u00e1nticas y de inversi\u00f3n?"},"content":{"rendered":"<header class=\"c-post-hero\">\n\t\t<div class=\"c-post-hero__visual\">\n\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"500\" src=\"https:\/\/myprospera.com\/wp-content\/uploads\/2025\/05\/Romance-Investment-Scams-Blog-Image.png\" class=\"c-post-hero__image\" alt=\"What are romance and investment scams?\" aria-hidden=\"true\" srcset=\"https:\/\/myprospera.com\/wp-content\/uploads\/2025\/05\/Romance-Investment-Scams-Blog-Image.png 1920w, https:\/\/myprospera.com\/wp-content\/uploads\/2025\/05\/Romance-Investment-Scams-Blog-Image-300x78.png 300w, https:\/\/myprospera.com\/wp-content\/uploads\/2025\/05\/Romance-Investment-Scams-Blog-Image-1024x267.png 1024w, https:\/\/myprospera.com\/wp-content\/uploads\/2025\/05\/Romance-Investment-Scams-Blog-Image-768x200.png 768w, https:\/\/myprospera.com\/wp-content\/uploads\/2025\/05\/Romance-Investment-Scams-Blog-Image-1536x400.png 1536w, https:\/\/myprospera.com\/wp-content\/uploads\/2025\/05\/Romance-Investment-Scams-Blog-Image-18x5.png 18w, https:\/\/myprospera.com\/wp-content\/uploads\/2025\/05\/Romance-Investment-Scams-Blog-Image-960x250.png 960w, https:\/\/myprospera.com\/wp-content\/uploads\/2025\/05\/Romance-Investment-Scams-Blog-Image-480x125.png 480w, https:\/\/myprospera.com\/wp-content\/uploads\/2025\/05\/Romance-Investment-Scams-Blog-Image-1843x480.png 1843w, https:\/\/myprospera.com\/wp-content\/uploads\/2025\/05\/Romance-Investment-Scams-Blog-Image-1080x281.png 1080w, https:\/\/myprospera.com\/wp-content\/uploads\/2025\/05\/Romance-Investment-Scams-Blog-Image-806x210.png 806w, https:\/\/myprospera.com\/wp-content\/uploads\/2025\/05\/Romance-Investment-Scams-Blog-Image-640x167.png 640w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/>\t<\/div>\n\t\n\t<div class=\"c-post-hero__text\">\n\t\t<h1 class=\"c-post-hero__heading\">\n\t\t\t\u00bfQu\u00e9 son las estafas rom\u00e1nticas y de inversi\u00f3n?\t\t<\/h1>\n\n\t\t<div class=\"c-post-hero__meta\">\n\t\t\t\t\t<div class=\"c-entry-meta\">\n\t\t\t<div class=\"c-entry-meta__posted-on\">Actualizado por \u00faltima vez el <time class=\"updated\" datetime=\"2025-05-14T09:56:35-05:00\">14 de mayo de 2025<\/time> <\/div><div class=\"c-entry-meta__author\">por <a href=\"https:\/\/myprospera.com\/es\/blog\/author\/prospera_adm\">Uni\u00f3n de Cr\u00e9dito Prospera<\/a> <\/div><div class=\"c-entry-meta__categories\">en <span class=\"screen-reader-text\">Categor\u00edas de puestos: <\/span><a href=\"https:\/\/myprospera.com\/es\/blog\/category\/community\" rel=\"category tag\">Comunidad<\/a>, <a href=\"https:\/\/myprospera.com\/es\/blog\/category\/fraud-alerts\" rel=\"category tag\">Alertas de fraude<\/a><\/span> <\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t<\/div>\n<\/header><!-- .c-post-hero -->\n\n\n<div class=\"c-wp-block--paragraph\">\n<p>En Prospera Credit Union, estamos aqu\u00ed para ayudarte a tomar las grandes decisiones de la vida, incluyendo c\u00f3mo protegerte a ti y a tus finanzas del fraude. Una de las amenazas de m\u00e1s r\u00e1pido crecimiento que estamos viendo en este momento es una combinaci\u00f3n desgarradora: <strong>estafas rom\u00e1nticas<\/strong> y <strong>estafas de inversi\u00f3n<\/strong>. A veces van por separado y otras se combinan inteligentemente.<\/p>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p>Esto es lo que debes saber, c\u00f3mo detectar las se\u00f1ales de alarma y qu\u00e9 hacer si crees que t\u00fa o alguien a quien quieres est\u00e1is en peligro.<\/p>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p><strong>\ud83d\udc94 \u00bfQu\u00e9 es una estafa rom\u00e1ntica?<\/strong><\/p>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p>Una estafa rom\u00e1ntica se produce cuando alguien establece una falsa relaci\u00f3n en l\u00ednea con usted para ganarse su confianza y, finalmente, su dinero. Pueden fingir que trabajan en el extranjero, que est\u00e1n desplegados en el ej\u00e9rcito o simplemente que est\u00e1n \"demasiado ocupados\" para reunirse en persona.<\/p>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p>Una vez que est\u00e1s emocionalmente involucrado, empiezan las peticiones:<\/p>\n<\/div>\n\n<div class=\"c-wp-block--list\">\n<ul class=\"wp-block-list\">\n<li>\"\u00bfPuedes enviar dinero para que pueda volar a visitarte?\"<\/li>\n\n\n\n<li>\"Me han robado la cartera, \u00bfpuede ayudarme?\".<\/li>\n\n\n\n<li>\"Quiero empezar una vida contigo. \u00bfPuedes invertir conmigo?\"<\/li>\n<\/ul>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p>Estas estafas pueden durar semanas, meses e incluso a\u00f1os antes de que se descubra la verdad.<\/p>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p><strong>\ud83d\udcb0 \u00bfQu\u00e9 es una estafa de inversi\u00f3n?<\/strong><\/p>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p><strong>Estafas de inversi\u00f3n<\/strong> prometen altos rendimientos con poco o ning\u00fan riesgo, a menudo en criptomonedas u oportunidades exclusivas \"privilegiadas\". Pueden parecer leg\u00edtimas, con sitios web, paneles de control y testimonios.<\/p>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p>Recientemente, los estafadores han empezado a mezclar <strong>romance<\/strong> con <strong>inversi\u00f3n<\/strong>diciendo cosas como:<\/p>\n<\/div>\n\n<div class=\"c-wp-block--list\">\n<ul class=\"wp-block-list\">\n<li>\"Deber\u00edas probar esta aplicaci\u00f3n de comercio de criptomonedas que uso. Te mostrar\u00e9 c\u00f3mo\".<\/li>\n\n\n\n<li>\"Mi primo gan\u00f3 miles, d\u00e9jame ayudarte a empezar\".<\/li>\n<\/ul>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p>Estas plataformas son falsas. Una vez que env\u00edas dinero, desaparece.<\/p>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p><strong>\ud83d\udea9 Se\u00f1ales de alarma a tener en cuenta<\/strong><\/p>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p>Ya sea por amor o por dinero (o por ambas cosas), est\u00e9 atento a estas se\u00f1ales de advertencia:<\/p>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p><strong>En Estafas rom\u00e1nticas:<\/strong><\/p>\n<\/div>\n\n<div class=\"c-wp-block--list\">\n<ul class=\"wp-block-list\">\n<li>Evitan reunirse en persona o chatear por v\u00eddeo.<\/li>\n\n\n\n<li>Expresan r\u00e1pidamente el amor o los sentimientos fuertes.<\/li>\n\n\n\n<li>Crean emergencias que requieren ayuda financiera.<\/li>\n\n\n\n<li>Piden dinero a trav\u00e9s de transferencias bancarias, tarjetas regalo o criptomonedas.<\/li>\n<\/ul>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p><strong>En Estafas de inversi\u00f3n:<\/strong><\/p>\n<\/div>\n\n<div class=\"c-wp-block--list\">\n<ul class=\"wp-block-list\">\n<li>Prometen rendimientos \"garantizados\" o inusualmente altos.<\/li>\n\n\n\n<li>Te empujan a invertir r\u00e1pidamente o a mantenerlo en secreto.<\/li>\n\n\n\n<li>Piden el pago en criptomoneda o m\u00e9todos imposibles de rastrear.<\/li>\n\n\n\n<li>Puedes \"ver\" crecer tu dinero en un falso panel de control, pero no puedes retirarlo.<\/li>\n<\/ul>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p><strong>\ud83d\uded1 Si crees que te est\u00e1 pasando a ti<\/strong><\/p>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p>No est\u00e1 solo, y no se averg\u00fcence de ser el blanco. Estos estafadores son expertos en lo que hacen. Esto es lo que debe hacer:<\/p>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p><strong>1. Detenga inmediatamente todo contacto<\/strong><\/p>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p>Cese la comunicaci\u00f3n con el individuo o la empresa. No env\u00ede m\u00e1s dinero ni facilite m\u00e1s informaci\u00f3n. Congele su tarjeta de cr\u00e9dito y active la alerta de fraude.<\/p>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p><strong>2. No env\u00ede m\u00e1s dinero para \"recuperar su dinero<\/strong><\/p>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p>Los estafadores suelen ofrecer soluciones falsas como \"gastos de tramitaci\u00f3n\" o \"impuestos\" para liberar sus fondos. Es parte de la estafa.<\/p>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p><strong>3. Denuncie la estafa<\/strong><\/p>\n<\/div>\n\n<div class=\"c-wp-block--list\">\n<ul class=\"wp-block-list\">\n<li>A tu cooperativa de cr\u00e9dito: <a href=\"https:\/\/myprospera.com\/es\/contact-us\/\">Contacto con nosotros<\/a> de inmediato, tal vez podamos ayudarle a proteger sus cuentas.<\/li>\n\n\n\n<li>Al <a href=\"\/es\/reportfraud.ftc.gov\/\">FTC<\/a><\/li>\n\n\n\n<li>Al <a href=\"https:\/\/www.ic3.gov\/\">FBI<\/a> (para estafas en l\u00ednea)<\/li>\n\n\n\n<li>P\u00f3ngase en contacto con\u00a0<a href=\"https:\/\/myprospera.com\/es\/speedbump\/?url=https%3A%2F%2Fwww.experian.com%2Fhelp%2Ffraud-alert%2F&amp;prev=https%3A%2F%2Fmyprospera.com%2Fblog%2Fprotect-yourselffromidentitytheftandfraud\">Experian<\/a>,\u00a0<a href=\"https:\/\/myprospera.com\/es\/speedbump\/?url=https%3A%2F%2Fwww.equifax.com%2Fpersonal%2Fcredit-report-services%2Fcredit-fraud-alerts%2F&amp;prev=https%3A%2F%2Fmyprospera.com%2Fblog%2Fprotect-yourselffromidentitytheftandfraud\">Equifax<\/a>\u00a0y\u00a0<a href=\"https:\/\/myprospera.com\/es\/speedbump\/?url=https%3A%2F%2Fwww.transunion.com%2Ffraud-victim-resources%3Fatvy%3D%7B%22261809%22%3A%22Experience+B%22%7D&amp;prev=https%3A%2F%2Fmyprospera.com%2Fblog%2Fprotect-yourselffromidentitytheftandfraud\">Transunion<\/a>\u00a0agencias de cr\u00e9dito para poner una alerta de fraude.<\/li>\n<\/ul>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p><strong>4. Habla con alguien de confianza<\/strong><\/p>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p>Los estafadores a\u00edslan a las v\u00edctimas. Si no est\u00e1s seguro, habla con un amigo de confianza, un familiar o tu equipo de Prospera.<\/p>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p><strong>\ud83d\udc9a Estamos aqu\u00ed para ayudarte<\/strong><\/p>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p>En Prospera Credit Union, su seguridad nos importa. Si algo te parece raro, aunque no est\u00e9s seguro de que sea un fraude, <strong><a href=\"https:\/\/myprospera.com\/es\/contact-us\/\">tender la mano<\/a><\/strong>. Siempre estamos aqu\u00ed para ofrecerle orientaci\u00f3n personal y ayudarle a conectar los puntos de su viaje financiero, de forma segura.<\/p>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p><\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>At Prospera Credit Union, we\u2019re here to help you navigate life\u2019s big decisions\u2014including how to protect you and your finances from fraud. One of the fastest-growing threats we\u2019re seeing right now is a heartbreaking combination: romance scams and investment scams. Sometimes they\u2019re separate\u2014and sometimes they\u2019re cleverly combined. Here\u2019s what you need to know, how to [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":10160,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[45,246],"tags":[],"search_keyword":[],"class_list":["post-10159","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-community","category-fraud-alerts"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What are Romance &amp; Investment Scams? - Prospera Credit Union<\/title>\n<meta name=\"description\" content=\"Here\u2019s what you need to know, how to spot the warning signs, and what to do if you think you or someone you care about is at risk.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/myprospera.com\/es\/blog\/what-are-romance-investment-scams\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What are Romance &amp; 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