{"id":7175,"date":"2020-03-12T10:45:22","date_gmt":"2020-03-12T15:45:22","guid":{"rendered":"https:\/\/myprospera.com\/?p=7175"},"modified":"2026-06-03T01:01:36","modified_gmt":"2026-06-03T06:01:36","slug":"studentchoiceloans","status":"publish","type":"post","link":"https:\/\/myprospera.com\/es\/blog\/studentchoiceloans","title":{"rendered":"Pr\u00e9stamos de elecci\u00f3n para estudiantes"},"content":{"rendered":"<div class=\"c-wp-block--heading h-2\">\n<h2 class=\"has-text-align-center wp-block-heading\">Pr\u00e9stamos de elecci\u00f3n para estudiantes<\/h2>\n<\/div>\n\n<div class=\"c-wp-block--image\">\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/myprospera.com\/wp-content\/uploads\/2020\/03\/Student-debt.png\" alt=\"\" class=\"wp-image-7176\" width=\"396\" height=\"260\" srcset=\"https:\/\/myprospera.com\/wp-content\/uploads\/2020\/03\/Student-debt.png 555w, https:\/\/myprospera.com\/wp-content\/uploads\/2020\/03\/Student-debt-300x197.png 300w, https:\/\/myprospera.com\/wp-content\/uploads\/2020\/03\/Student-debt-411x270.png 411w, https:\/\/myprospera.com\/wp-content\/uploads\/2020\/03\/Student-debt-480x316.png 480w\" sizes=\"auto, (max-width: 396px) 100vw, 396px\" \/><\/figure><\/div>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p>A medida que el coste de la universidad sigue aumentando, no es de extra\u00f1ar que cada vez m\u00e1s personas tengan que pedir pr\u00e9stamos estudiantiles. Hay 45 millones de prestatarios que deben la cifra r\u00e9cord de $1,56 billones en 2020<sup>1<\/sup>. La deuda de los pr\u00e9stamos estudiantiles es la segunda mayor deuda de los consumidores, por detr\u00e1s de las hipotecas<sup>1<\/sup>. <\/p>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p><strong>Estad\u00edsticas de pr\u00e9stamos a estudiantes<sup>2<\/sup><\/strong>: <\/p>\n<\/div>\n\n<div class=\"c-wp-block--list\">\n<ul class=\"wp-block-list\"><li>Deuda media de los estudiantes: $32.731 <\/li><li>Pago medio del pr\u00e9stamo estudiantil: $393<\/li><li>Deuda mediana de pr\u00e9stamos estudiantiles: $17.000<\/li><li>Morosidad de los pr\u00e9stamos estudiantiles (90 d\u00edas de retraso): 11.1%<\/li><\/ul>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p>Aqu\u00ed en Prospera tenemos\nla capacidad \u00fanica de ayudar a los miembros y a las familias ofreciendo nuestra soluci\u00f3n de pr\u00e9stamo privado Student Choice\nsoluci\u00f3n de pr\u00e9stamo privado.<\/p>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p><strong>Pr\u00e9stamos para estudiantes:<\/strong><\/p>\n<\/div>\n\n<div class=\"c-wp-block--list\">\n<ul class=\"wp-block-list\"><li>Refinanciar sus pr\u00e9stamos estudiantiles privados y\/o federales, incluidos los pr\u00e9stamos PLUS<\/li><li>Refinanciaci\u00f3n hasta $50.000<\/li><li>Opci\u00f3n de aplazar todos los pagos mientras se estudia<\/li><li>Tipos de inter\u00e9s bajos<\/li><li>Cero comisiones de apertura <\/li><\/ul>\n<\/div>\n\n<div class=\"c-wp-block--paragraph\">\n<p><strong>Tome el control de su deuda de pr\u00e9stamos estudiantiles.<\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"c-cta-button-block\">\n\t<div class=\"c-cta-button-block__container -align-center\">\n\t\t\t\t\t<div class=\"c-cta-button-block__button-container--aside\">\n\t\t\t\t<a class=\"c-cta-button-block__button -button-yellow\" href=\"https:\/\/myprospera.com\/es\/loans\/student-loans\/\" target=\"_blank\">Toma el control<\/a>\t\t\t<\/div>\n\t\t\t\t<\/div> \n<\/div><!-- .c-cta-button-block -->\n\n\n\n\n\n<div class=\"c-disclosure-block\">\n\t<div class=\"c-disclosure-block__container\">\n\t\t<p><sup>1 <\/sup><a href=\"https:\/\/www.forbes.com\/sites\/zackfriedman\/2020\/02\/03\/student-loan-debt-statistics\/#28cc3108281f\">https:\/\/www.forbes.com\/sites\/zackfriedman\/2020\/02\/03\/student-loan-debt-statistics\/#28cc3108281f<\/a><\/p>\n<p><sup>2<\/sup><a href=\"https:\/\/www.studentloanplanner.com\/student-loan-debt-statistics-average-student-loan-debt\/\">https:\/\/www.studentloanplanner.com\/student-loan-debt-statistics-average-student-loan-debt\/<\/a><\/p>\n<p>Prestamista con igualdad de oportunidades.<\/p>\n\t<\/div> \n<\/div><!-- .c-disclosure-block -->","protected":false},"excerpt":{"rendered":"<p>Student Choice Loans As the cost of college continues to rise, it is no surprise that more and more people are required to take out student loans. There are 45 million borrowers that owe a record-breaking $1.56 trillion in 20201. Student loan debt is the second-highest consumer debt, behind mortgages1. Student Loan Statistics2: Average Student [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[175],"tags":[],"search_keyword":[],"class_list":["post-7175","post","type-post","status-publish","format-standard","hentry","category-student-loans"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Student Choice Loans - Prospera Credit Union<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/myprospera.com\/es\/blog\/studentchoiceloans\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Student Choice Loans - Prospera Credit Union\" \/>\n<meta property=\"og:description\" content=\"Student Choice Loans As the cost of college continues to rise, it is no surprise that more and more people are required to take out student loans. There are 45 million borrowers that owe a record-breaking $1.56 trillion in 20201. Student loan debt is the second-highest consumer debt, behind mortgages1. Student Loan Statistics2: Average Student [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/myprospera.com\/es\/blog\/studentchoiceloans\/\" \/>\n<meta property=\"og:site_name\" content=\"Prospera Credit Union\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/myprospera\" \/>\n<meta property=\"article:published_time\" content=\"2020-03-12T15:45:22+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-03T06:01:36+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/myprospera.com\/wp-content\/uploads\/2020\/03\/Student-debt.png\" \/>\n\t<meta property=\"og:image:width\" content=\"555\" \/>\n\t<meta property=\"og:image:height\" content=\"365\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Prospera Credit Union\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@MyProspera\" \/>\n<meta name=\"twitter:site\" content=\"@MyProspera\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Prospera Credit Union\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minuto\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/myprospera.com\\\/blog\\\/studentchoiceloans#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/myprospera.com\\\/blog\\\/studentchoiceloans\"},\"author\":{\"name\":\"Prospera Credit Union\",\"@id\":\"https:\\\/\\\/myprospera.com\\\/#\\\/schema\\\/person\\\/4816865d1c36bd976c68c09adb7f7e49\"},\"headline\":\"Student Choice Loans\",\"datePublished\":\"2020-03-12T15:45:22+00:00\",\"dateModified\":\"2026-06-03T06:01:36+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/myprospera.com\\\/blog\\\/studentchoiceloans\"},\"wordCount\":127,\"publisher\":{\"@id\":\"https:\\\/\\\/myprospera.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/myprospera.com\\\/blog\\\/studentchoiceloans#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/myprospera.com\\\/wp-content\\\/uploads\\\/2020\\\/03\\\/Student-debt.png\",\"articleSection\":[\"Student Loans\"],\"inLanguage\":\"es\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/myprospera.com\\\/blog\\\/studentchoiceloans\",\"url\":\"https:\\\/\\\/myprospera.com\\\/blog\\\/studentchoiceloans\",\"name\":\"Student Choice Loans - 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