{"id":7193,"date":"2020-03-27T12:00:11","date_gmt":"2020-03-27T17:00:11","guid":{"rendered":"https:\/\/myprospera.com\/?p=7193"},"modified":"2026-06-03T01:01:36","modified_gmt":"2026-06-03T06:01:36","slug":"cardholder-fraud-awareness","status":"publish","type":"post","link":"https:\/\/myprospera.com\/es\/blog\/cardholder-fraud-awareness","title":{"rendered":"Concienciaci\u00f3n sobre el fraude de los titulares de tarjetas"},"content":{"rendered":"
\n

Concienciaci\u00f3n sobre el fraude de los titulares de tarjetas <\/h2>\n<\/div>\n\n
\n

La apropiaci\u00f3n de cuentas (ATO) es una forma de fraude cada vez m\u00e1s popular, por desgracia. \u00bfQu\u00e9 es la ATO? Los estafadores cambian el n\u00famero de tel\u00e9fono y la direcci\u00f3n de los afiliados para pedir una nueva tarjeta de d\u00e9bito o cr\u00e9dito y que se la entreguen. Esto puede dar lugar a que el estafador se haga cargo de su cuenta. A continuaci\u00f3n, el estafador imitar\u00e1 el n\u00famero de tel\u00e9fono de la cooperativa de cr\u00e9dito, actuar\u00e1 como el Departamento de Fraude y le har\u00e1 pedir una nueva tarjeta. Esta tarjeta les ser\u00e1 enviada a ellos. <\/p>\n<\/div>\n\n

\n

C\u00f3mo prevenir la ATO:<\/h4>\n<\/div>\n\n
\n

1. Nunca respondas a un mensaje de texto o a una llamada que provenga de un\nn\u00famero de tel\u00e9fono de 10 d\u00edgitos. <\/p>\n<\/div>\n\n

\n

2. Si una llamada le parece sospechosa o se siente presionado para\ninformaci\u00f3n personal, cuelgue y p\u00f3ngase en contacto con el n\u00famero que aparece en el\nsu tarjeta o llame a los n\u00fameros de fraude que aparecen aqu\u00ed. (enlace a la p\u00e1gina de contacto)<\/p>\n<\/div>\n\n

\n

3. Nunca des informaci\u00f3n personal por tel\u00e9fono. <\/p>\n<\/div>\n\n

\n

4. Los titulares de las tarjetas nunca recibir\u00e1n una llamada por fraude despu\u00e9s de\nresponder a un mensaje de texto. <\/p>\n<\/div>\n\n

\n

5. Si cree que\nque ha sido objeto de un ataque, denuncie inmediatamente la tarjeta como ROBADA. Entonces ser\u00e1 autom\u00e1ticamente\nautom\u00e1ticamente a trav\u00e9s de los sistemas de VISA o Mastercard y no se podr\u00e1\nlevantado. <\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

Cardholder Fraud Awareness Account Takeover (ATO) is a form of fraud that is becoming more and more popular, unfortunately. What is ATO? Fraudsters will change members’ phone number and address to order a new debit or credit card and have it delivered to them. This can result in your account being taken over by the […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[14,246],"tags":[],"search_keyword":[],"class_list":["post-7193","post","type-post","status-publish","format-standard","hentry","category-credit-cards","category-fraud-alerts"],"acf":[],"yoast_head":"\nCardholder Fraud Awareness - Prospera Credit Union<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/myprospera.com\/es\/blog\/cardholder-fraud-awareness\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cardholder Fraud Awareness - Prospera Credit Union\" \/>\n<meta property=\"og:description\" content=\"Cardholder Fraud Awareness Account Takeover (ATO) is a form of fraud that is becoming more and more popular, unfortunately. What is ATO? Fraudsters will change members’ phone number and address to order a new debit or credit card and have it delivered to them. This can result in your account being taken over by the […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/myprospera.com\/es\/blog\/cardholder-fraud-awareness\/\" \/>\n<meta property=\"og:site_name\" content=\"Prospera Credit Union\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/myprospera\" \/>\n<meta property=\"article:published_time\" content=\"2020-03-27T17:00:11+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-03T06:01:36+00:00\" \/>\n<meta name=\"author\" content=\"Prospera Credit Union\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@MyProspera\" \/>\n<meta name=\"twitter:site\" content=\"@MyProspera\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Prospera Credit Union\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minuto\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/myprospera.com\\\/blog\\\/cardholder-fraud-awareness#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/myprospera.com\\\/blog\\\/cardholder-fraud-awareness\"},\"author\":{\"name\":\"Prospera Credit Union\",\"@id\":\"https:\\\/\\\/myprospera.com\\\/#\\\/schema\\\/person\\\/4816865d1c36bd976c68c09adb7f7e49\"},\"headline\":\"Cardholder Fraud Awareness\",\"datePublished\":\"2020-03-27T17:00:11+00:00\",\"dateModified\":\"2026-06-03T06:01:36+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/myprospera.com\\\/blog\\\/cardholder-fraud-awareness\"},\"wordCount\":199,\"publisher\":{\"@id\":\"https:\\\/\\\/myprospera.com\\\/#organization\"},\"articleSection\":[\"Credit Cards\",\"Fraud Alerts\"],\"inLanguage\":\"es\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/myprospera.com\\\/blog\\\/cardholder-fraud-awareness\",\"url\":\"https:\\\/\\\/myprospera.com\\\/blog\\\/cardholder-fraud-awareness\",\"name\":\"Cardholder Fraud Awareness - Prospera Credit Union\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/myprospera.com\\\/#website\"},\"datePublished\":\"2020-03-27T17:00:11+00:00\",\"dateModified\":\"2026-06-03T06:01:36+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/myprospera.com\\\/blog\\\/cardholder-fraud-awareness#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/myprospera.com\\\/blog\\\/cardholder-fraud-awareness\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/myprospera.com\\\/blog\\\/cardholder-fraud-awareness#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/myprospera.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Cardholder Fraud Awareness\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/myprospera.com\\\/#website\",\"url\":\"https:\\\/\\\/myprospera.com\\\/\",\"name\":\"Prospera Credit Union\",\"description\":\"Prospera CU Helps You Live the Way You Want\",\"publisher\":{\"@id\":\"https:\\\/\\\/myprospera.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/myprospera.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/myprospera.com\\\/#organization\",\"name\":\"Prospera Credit Union\",\"url\":\"https:\\\/\\\/myprospera.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/myprospera.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/myprospera.com\\\/wp-content\\\/uploads\\\/2019\\\/11\\\/prospera-credit-union-logo.png\",\"contentUrl\":\"https:\\\/\\\/myprospera.com\\\/wp-content\\\/uploads\\\/2019\\\/11\\\/prospera-credit-union-logo.png\",\"width\":1190,\"height\":525,\"caption\":\"Prospera Credit Union\"},\"image\":{\"@id\":\"https:\\\/\\\/myprospera.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/myprospera\",\"https:\\\/\\\/x.com\\\/MyProspera\",\"https:\\\/\\\/www.instagram.com\\\/prosperacreditunion_wi\\\/\",\"https:\\\/\\\/www.youtube.com\\\/user\\\/MyProspera\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/myprospera.com\\\/#\\\/schema\\\/person\\\/4816865d1c36bd976c68c09adb7f7e49\",\"name\":\"Prospera Credit Union\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/747864cee1753ccd87795a1efffb3712afacac713f632317849d511d61c9e255?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/747864cee1753ccd87795a1efffb3712afacac713f632317849d511d61c9e255?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/747864cee1753ccd87795a1efffb3712afacac713f632317849d511d61c9e255?s=96&d=mm&r=g\",\"caption\":\"Prospera Credit Union\"},\"url\":\"https:\\\/\\\/myprospera.com\\\/es\\\/blog\\\/author\\\/prospera_adm\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Concienciaci\u00f3n sobre el fraude de los titulares de tarjetas - Prospera Credit Union","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/myprospera.com\/es\/blog\/cardholder-fraud-awareness\/","og_locale":"es_MX","og_type":"article","og_title":"Cardholder Fraud Awareness - Prospera Credit Union","og_description":"Cardholder Fraud Awareness Account Takeover (ATO) is a form of fraud that is becoming more and more popular, unfortunately. What is ATO? Fraudsters will change members’ phone number and address to order a new debit or credit card and have it delivered to them. This can result in your account being taken over by the […]","og_url":"https:\/\/myprospera.com\/es\/blog\/cardholder-fraud-awareness\/","og_site_name":"Prospera Credit Union","article_publisher":"https:\/\/www.facebook.com\/myprospera","article_published_time":"2020-03-27T17:00:11+00:00","article_modified_time":"2026-06-03T06:01:36+00:00","author":"Prospera Credit Union","twitter_card":"summary_large_image","twitter_creator":"@MyProspera","twitter_site":"@MyProspera","twitter_misc":{"Escrito por":"Prospera Credit Union","Tiempo de lectura":"1 minuto"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/myprospera.com\/blog\/cardholder-fraud-awareness#article","isPartOf":{"@id":"https:\/\/myprospera.com\/blog\/cardholder-fraud-awareness"},"author":{"name":"Prospera Credit Union","@id":"https:\/\/myprospera.com\/#\/schema\/person\/4816865d1c36bd976c68c09adb7f7e49"},"headline":"Cardholder Fraud Awareness","datePublished":"2020-03-27T17:00:11+00:00","dateModified":"2026-06-03T06:01:36+00:00","mainEntityOfPage":{"@id":"https:\/\/myprospera.com\/blog\/cardholder-fraud-awareness"},"wordCount":199,"publisher":{"@id":"https:\/\/myprospera.com\/#organization"},"articleSection":["Credit Cards","Fraud Alerts"],"inLanguage":"es"},{"@type":"WebPage","@id":"https:\/\/myprospera.com\/blog\/cardholder-fraud-awareness","url":"https:\/\/myprospera.com\/blog\/cardholder-fraud-awareness","name":"Concienciaci\u00f3n sobre el fraude de los titulares de tarjetas - Prospera Credit Union","isPartOf":{"@id":"https:\/\/myprospera.com\/#website"},"datePublished":"2020-03-27T17:00:11+00:00","dateModified":"2026-06-03T06:01:36+00:00","breadcrumb":{"@id":"https:\/\/myprospera.com\/blog\/cardholder-fraud-awareness#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/myprospera.com\/blog\/cardholder-fraud-awareness"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/myprospera.com\/blog\/cardholder-fraud-awareness#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/myprospera.com\/"},{"@type":"ListItem","position":2,"name":"Cardholder Fraud Awareness"}]},{"@type":"WebSite","@id":"https:\/\/myprospera.com\/#website","url":"https:\/\/myprospera.com\/","name":"Uni\u00f3n de Cr\u00e9dito Prospera","description":"Prospera CU te ayuda a vivir como quieres","publisher":{"@id":"https:\/\/myprospera.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/myprospera.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/myprospera.com\/#organization","name":"Uni\u00f3n de Cr\u00e9dito Prospera","url":"https:\/\/myprospera.com\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/myprospera.com\/#\/schema\/logo\/image\/","url":"https:\/\/myprospera.com\/wp-content\/uploads\/2019\/11\/prospera-credit-union-logo.png","contentUrl":"https:\/\/myprospera.com\/wp-content\/uploads\/2019\/11\/prospera-credit-union-logo.png","width":1190,"height":525,"caption":"Prospera Credit Union"},"image":{"@id":"https:\/\/myprospera.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/myprospera","https:\/\/x.com\/MyProspera","https:\/\/www.instagram.com\/prosperacreditunion_wi\/","https:\/\/www.youtube.com\/user\/MyProspera"]},{"@type":"Person","@id":"https:\/\/myprospera.com\/#\/schema\/person\/4816865d1c36bd976c68c09adb7f7e49","name":"Uni\u00f3n de Cr\u00e9dito Prospera","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/secure.gravatar.com\/avatar\/747864cee1753ccd87795a1efffb3712afacac713f632317849d511d61c9e255?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/747864cee1753ccd87795a1efffb3712afacac713f632317849d511d61c9e255?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/747864cee1753ccd87795a1efffb3712afacac713f632317849d511d61c9e255?s=96&d=mm&r=g","caption":"Prospera Credit Union"},"url":"https:\/\/myprospera.com\/es\/blog\/author\/prospera_adm"}]}},"_links":{"self":[{"href":"https:\/\/myprospera.com\/es\/wp-json\/wp\/v2\/posts\/7193","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/myprospera.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/myprospera.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/myprospera.com\/es\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/myprospera.com\/es\/wp-json\/wp\/v2\/comments?post=7193"}],"version-history":[{"count":1,"href":"https:\/\/myprospera.com\/es\/wp-json\/wp\/v2\/posts\/7193\/revisions"}],"predecessor-version":[{"id":11604,"href":"https:\/\/myprospera.com\/es\/wp-json\/wp\/v2\/posts\/7193\/revisions\/11604"}],"wp:attachment":[{"href":"https:\/\/myprospera.com\/es\/wp-json\/wp\/v2\/media?parent=7193"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/myprospera.com\/es\/wp-json\/wp\/v2\/categories?post=7193"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/myprospera.com\/es\/wp-json\/wp\/v2\/tags?post=7193"},{"taxonomy":"search_keyword","embeddable":true,"href":"https:\/\/myprospera.com\/es\/wp-json\/wp\/v2\/search_keyword?post=7193"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}