Credit Union Student Choice – Undergraduate and Refinance Options Available

When Federal aid isn’t enough, we’re here to help! The cost of college continues to rise, forcing many students and families to resort to high-cost private student loans to fill funding gaps. We have the unique ability to help members and families by offering our Student Choice private lending solution.


  • Zero origination fees
  • Low interest rates
  • Option to defer all payments while in school
  • Convenient line-of-credit that helps you secure financing for your entire undergraduate career*
  • Flexible repayment terms
  • Call 877-611-1788 or click here

*Subject to credit qualification and annual credit review. Students must also meet the school’s Satisfactory Academic Progress requirements.


  • Refinance your private and/or federal student loans, including PLUS loans, up to $50,000
  • Receive a 0.25% rate discount for automatic electronic repayment
  • Call 877-250-3592 or click here

Prospera Credit Union is here to give you personal, tailored guidance to prosperity.