Teen Checking and Savings Accountsyour money, your rules!

Our Teen Savings & Checking Accounts are designed to help teens build smart money habits while giving you the visibility and access you need for peace of mind.

Helping your Teen Prosper, Every Step of the Way

You want your teen to grow into a confident, financially responsible adult, but letting go of control can feel like a big step. That’s why we created our Teen Savings and Checking Accounts.

Why Families Love it:

  • Higher earning potential: Teen Checking 5.00% APY¹ on balances up to $5,000

  • Higher earning potential: Teen Savings 3.00% APY² on balances up to $40,000

  • Monitor your teen’s account activity through online banking

  • Easily transfer funds between accounts whenever needed

  • Stay involved while still giving them room to learn and grow

  • Built-in financial learning through everyday money management

Why Teens Love it!

Ready to take control of your money

  • Get your own debit card (finally!)
  • Tap & pay with your digital wallet
  • Learn to spend, save, and grow your money your way
  • Save for what you want

¹APY = Annual Percentage Yield. Rates are accurate as of 07/06/2026, and are subject to change without notice. Teen Checking rate tiers are as follows: 5.00% APY applies to balances of $0.01 – $5,000 and 0.10% APY applies to balances of $5,000.01 and greater if qualifications are met during the monthly qualification period. 0.00% APY applies to the entire balance if monthly qualifications are not met. Dividends are calculated and accrued daily based on Teen Checking balance tier and if monthly qualifications are met. For Teen Checking accounts, you may qualify for higher annual percentage yields if you meet the applicable minimum qualification requirements for the monthly qualification period. The monthly qualification period is defined as the 1st calendar day of the month through the last day of the calendar month. Account transactions may take one or more business days from the date the transaction was made to post and settle to your account. All transactions must post and settle during the monthly qualification period in order to qualify for the higher annual percentage yield. Limit one Teen Checking account per account number. Fees may reduce earnings.

²APY = Annual Percentage Yield. Must have a Teen Checking Account to open Teen Savings. Refer to Teen Checking qualifications which then apply to Teen Savings. Teen Savings rate tiers are as follows: 3.00% APY applies to balances of $0.01 – $40,000 and 0.10% APY applies to balances of $40,000.01 and greater if qualifications are met during the monthly qualification period. 0.10% APY applies to the entire balance if monthly qualifications are not met. Limit one Teen Savings account per account number. Fees may reduce earnings.

Membership Eligibility Requirement.