Loan Relief Support
Our hearts are with everyone impacted by the recent storm and tornado. During times like these, community matters most, and we want you to know that you are not alone.
Prospera is here to support you with special relief options designed to help ease financial stress during this time. We are offering waived processing fees and 90 days with no payments to give you added flexibility when you need it most.
Disaster Relief Loan Options: Get the financial support you need to recover. Choose from three flexible repayment terms designed to help you rebuild.
| TERM | APR1 | Payment Example (based on $5000) | Deferral Payment² |
|---|---|---|---|
| TERM: 6 months | APR1 : 0% | Payment Example (based on $5000): 6 monthly payments of approx. $833.34 | Deferral Payment²: No payments for 90 days |
| TERM: 12 months | APR1 : 1.99% | Payment Example (based on $5000): 12 monthly payments of approx. $422.60 | Deferral Payment²: No payments for 90 days |
| TERM: 36 months | APR1 : 4.99% | Payment Example (based on $5000): 36 monthly payments of approx. $151.11 | Deferral Payment²: No payments for 90 days |
Community Support
Looking for additional resources and community support after the recent storm? Visit Fox Cities Chamber Recovery Resources for up-to-date information, local assistance programs, and ways to get help during recovery.
Avoiding Contractor Scams
As you begin repairs and recovery, it’s important to stay alert and protect yourself from potential scams. Keep an eye out for these major red flags:
- Upfront payment demands – Be cautious if a contractor asks for large deposits or full payment before work begins.
- No written contract – Always get details in writing. Verbal agreements aren’t enough.
- Too-good-to-be-true pricing – Extremely low bids may signal shortcuts, poor quality work, or a scam.
- High-pressure tactics – Be wary of anyone rushing your decision with “limited-time” offers or urgent deadlines.
- Unlicensed or uninsured – Reputable contractors should be able to provide proof of licensing and insurance without hesitation.
Important Loan Disclosures:
¹APR = Annual Percentage Rate
•Waived Fees: Our $25 processing fee will be completely waived for this offer.
•Eligibility & Verification: Credit qualifications and an active account relationship are required for approval. You must provide employment verification and address verification of the property affected by the natural disaster.
•Membership Requirement: Membership eligibility is required to open a loan.
•Exclusions & Changes: This offer applies to new loans only; refinanced loans are not eligible. Rates, terms, conditions, and the promotion itself are subject to change or may expire without notice. Limitations may apply.