LOAN TYPE APR*APR WITH CHECKING AND AUTOPAYTERM
Car, Truck Motorcycle, RV, and Boat Loan Rates
2014- newer 2.99%2.49%6 year
2011 - 2013 2.99%2.49%5 year
2008 - 2010 4.65%4.15%4 year
2007 - older 6.24%5.74%3 year
ATV, Jetski, Snowmobile and Off Road Rates
LOAN TYPE APRAPR WITH CHECKING AND AUTOPAYTERM
2012 - newer 3.65%3.15%5 year
2008 - 2011 4.65%4.15%4 year
2007 - older 6.24%5.74%3 year
Home Equity Line of Credit Rates
LOAN TYPE APRAPR WITH CHECKING AND AUTOPAYTERM
80% LTV or less* 4.25%4.25%NA
80% LTV or less* 3.65%3.15%5 year
Home Equity Loans
LOAN TYPE APRAPR WITH CHECKING AND AUTOPAYTERM
80% LTV or less
3.49%2.99%5 year
80% LTV or less3.49%2.99%5/1 ARM
Homeowner Multipurpose Loan
LOAN TYPE APRAPR WITH CHECKING AND AUTOPAYTERM
Installment (Lump Sum) 6.74%6.24%Up to 84 months++
Personal Line of Credit+++ 6.75%6.25%Variable Line of credit
Personal Loan Rates
LOAN TYPE APRAPR WITH CHECKING AND AUTOPAYTERM
Holiday Loan Special 8.49%7.99%3 year
Share secured 6.00%6.00%2 year
Kwik Cash line of credit** 10.15%10.15%Variable line of credit
GoodMoney payday loan*** $9.90 per $100 borrowed $9.90 per $100 borrowed 2 weeks
Credit Card Rates
LOAN TYPE APRAPR WITH CHECKING AND AUTOPAYTERM
VISA Platinum+ 9.90% - 17.90%9.90% - 17.90%Revolving
VISA Rewards+ 11.90% - 19.90%11.90% - 19.90%Revolving
*APR = Annual Percentage Rate
Rates as of 10/31/17 at 4:16PM

 

Rates based on your account relationship and credit score.

*80% LTV or less rate is variable to prime monthly as published in Wall Street Journal.

**Rate is prime plus 5.90% as published in the Wall Street Journal.

***No prepayment penalty and no credit check required. Must show proof of income and you will need:

  • Two forms of I.D., one must be a photo I.D.
  • Checking account statement
  • Checkbook
  • Utility bill (for address verification)
  • Recent paycheck stub

+Credit Card Details 

+Full Credit Card Agreement

++Rate is Prime plus 2%.

+++Term is based on loan amount.

This listing is for informational purposes only. Not intended for advertisement of credit.

Rates subject to change.

Prospera Credit Union is here to give you personal, tailored guidance to prosperity.