Switch to: Checking & Savings Rates
Car, Truck, Motorcycle, RV, and Boat Loan Rates
Apply for a Vehicle Loan| LOAN TYPE | TERM | Interest Rate (as low as) | APR1 (as low as) | Payment per $1000 |
|---|---|---|---|---|
| LOAN TYPE: 2023 - newer | TERM: up to 72 months | Interest Rate (as low as): 4.25% | APR1 (as low as): 4.422% | Payment per $1000: $15.77 |
| LOAN TYPE: 2020 - 2022 | TERM: up to 60 months | Interest Rate (as low as): 4.25% | APR1 (as low as): 4.454% | Payment per $1000: $18.54 |
| LOAN TYPE: 2017- 2019 | TERM: up to 48 months | Interest Rate (as low as): 5.25% | APR1 (as low as): 5.505% | Payment per $1000: $23.15 |
| LOAN TYPE: 2016 - older | TERM: up to 36 months | Interest Rate (as low as): 6.75% | APR1 (as low as): 7.087% | Payment per $1000: $30.77 |
|
1Annual Percentage Rate (APR) is based on creditworthiness, vehicle age, and loan terms. The advertised APR includes a one-time $25 processing fee and a 0.50% discount for PCU checking and auto pay. Minimum loan amount: $5,000. Maximum loan amount is determined by creditworthiness and loan-to-value (LTV). Vehicle loans currently financed with PCU are not eligible. Membership eligibility required. Rates subject to change without notice. Rates as of 07/06/2026 at 8:13 AM. Subject to change without notice. |
||||
ATV, Jetski, Snowmobile and Off Road Rates
Apply for an Off Road Loan| LOAN TYPE | TERM | Interest Rate (as low as) | APR1 (as low as) | Payment per $1000 |
|---|---|---|---|---|
| LOAN TYPE: 2021 - newer | TERM: up to 60 months | Interest Rate (as low as): 5.25% | APR1 (as low as): 5.457% | Payment per $1000: $18.99 |
| LOAN TYPE: 2017 - 2020 | TERM: up to 48 months | Interest Rate (as low as): 6.25% | APR1 (as low as): 6.507% | Payment per $1000: $23.61 |
| LOAN TYPE: 2016 - older | TERM: up to 36 months | Interest Rate (as low as): 7.75% | APR1 (as low as): 8.089% | Payment per $1000: $31.23 |
|
1Annual Percentage Rate (APR) is based on creditworthiness, vehicle age, and loan terms. The advertised APR includes a one-time $25 processing fee and a 0.50% discount for PCU checking and auto pay. Minimum loan amount: $5,000. Maximum loan amount is determined by creditworthiness and loan-to-value (LTV). Vehicle loans currently financed with PCU are not eligible. Membership eligibility required. Rates subject to change without notice. Rates as of 07/06/2026 at 8:41 AM. Subject to change without notice. |
||||
Home Equity Line of Credit Rates
| LOAN TYPE | TERM | APR1 (as low as ) | Payment |
|---|---|---|---|
| LOAN TYPE: Interest-Only HELOC | TERM: 12 Month Fixed Intro Rate2 /10 Year Draw Period | APR1 (as low as ): 5.75% | Payment: $50 min3 |
|
1Annual Percentage Rate (APR) is based on creditworthiness and loan to value (LTV) of 80% or less. The advertised APR includes a 0.50% discount for PCU checking and auto pay. 2After the 12-month introductory period the rate is indexed to the Wall Street Journal Prime. APR is subject to change monthly but cannot exceed 18% and never falls below 4%. 3During the introductory and 10-year draw period, the minimum monthly payment will be (a) $50 or (b) the accrued interest on the outstanding balance under the agreement as of the close of the billing cycle, whichever is greater. Rates as of 07/06/2026 at 9:55 AM. Subject to change without notice. |
|||
Homeowner Multi-Purpose Loan
Apply for a Homeowner M/P Loan| LOAN TYPE | TERM | Interest Rate | APR (as low as) | Payment per $1000 |
|---|---|---|---|---|
| LOAN TYPE: Installment (Lump Sum)1 | TERM: Up to 100 Months | Interest Rate: 9.25% | APR (as low as): 9.36% | Payment per $1000: $14.39 |
| LOAN TYPE: Personal Line of Credit2 | TERM: Variable Line of Credit | Interest Rate: 10.75% | APR (as low as): 10.75% | Payment per $1000: |
|
¹Annual Percentage Rate (APR) is based on creditworthiness and loan terms. The advertised APR includes a one-time $25 processing fee and a 0.50% discount for PCU checking and auto pay. Minimum loan amount: $5,000. Maximum loan amount: $40,000. Max term is 60 months for loans less $15,000 and less or 100 months for loans greater than $15,000. Loans currently held with PCU are not eligible. Offer limited to homeowners. Rates subject to change without notice. Rates as of 07/06/2026 at 9:58 AM. Subject to change without notice. |
||||
Personal Loan Rates
Apply for a Personal Loan| LOAN TYPE | TERM | Interest Rate | APR (as low as) | Payment per $1000 |
|---|---|---|---|---|
| LOAN TYPE: Unsecured Loan1 | TERM: up to 36 months | Interest Rate: 8.75% | APR (as low as): 9.091% | Payment per $1000: $31.70 |
| LOAN TYPE: Share Secured2 | TERM: up to 24 months | Interest Rate: 6.75% | APR (as low as): 6.75% | Payment per $1000: |
| LOAN TYPE: Kwik Cash Line of Credit3 | TERM: Variable Line of Credit | Interest Rate: 12.65% | APR (as low as): 12.65% | Payment per $1000: |
|
¹Annual Percentage Rate (APR) is based on creditworthiness and loan terms. The advertised APR includes a one-time $25 processing fee. Loans currently financed with PCU are not eligible. Membership eligibility required. Rates subject to change without notice. Rates as of 07/06/2026 at 10:03 AM. Subject to change without notice. |
||||
Credit Card Rates & Disclosures
Choose Card and Apply| Platinum | Rewards | Special Intro Rate | |
|---|---|---|---|
| Purchases APR¹ | Platinum: 12.40% to 20.40%² | Rewards: 14.40%-22.40%² | Special Intro Rate : 5.99%³ |
| Balance Transfers APR¹ | Platinum: 12.40% to 20.40%² | Rewards: 14.40%-22.40%² | Special Intro Rate : 3.99%4 |
| Cash Advance APR¹ | Platinum: 12.40% to 20.40%² | Rewards: 14.40%-22.40%² | Special Intro Rate : 5.99%³ |
| TERM | Platinum: Revolving | Rewards: Revolving | Special Intro Rate : |
|
Looking for a business credit card? Click here for more information 1APR = Annual Percentage Rate Rates as of 06/01/2026 at 9:02 AM. Subject to change without notice. |
|||