With Connect Plus Checking, you get more than just a regular checking account. You get a checking account that helps you achieve your financial goals. On balances up to $5,000, you can earn 5.00% APY when you meet the monthly qualifications: 15 debit‑card transactions, 1 ACH deposit (or direct deposit), and active eStatements.

Life moves fast, and so do your expenses. Connect Savings is built for busy earners, just like you, who are ready to start saving but don’t yet have tens of thousands to stash away.

With no balance requirements, your savings can start earning a competitive rate from day one. And the best part? It works hand-in-hand with your Connect Plus Checking. By doing everyday things like using your debit card, signing up for eStatements, and setting up direct deposit.

It’s simple: you connect, we connect, your savings grow.

"We want to get to know you as an individual so we can help you PROSPER."

"I'm not worried about our future financial needs because I know Prospera  is going to be there."

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¹APY = Annual Percentage Yield. Rates are accurate as of 12/01/2025, and are subject to change without notice. Connect Plus Checking rate tiers are as follows: 5.00% APY applies to balances of $0.01 - $5,000 and 0.10% APY applies to balances of $5,000.01 and greater if qualifications are met during the monthly qualification period. 0.00% APY applies to the entire balance if monthly qualifications are not met. Dividends are calculated and accrued daily based on Connect Plus Checking balance tier and if monthly qualifications are met. For Connect Plus Checking accounts, you may qualify for higher annual percentage yields if you meet the applicable minimum qualification requirements for the monthly qualification period. To meet the minimum qualification requirements, you must: a) receive eStatements, enrollment must be active on the last day of the monthly qualification period; b) conduct 15 debit card transactions that post and settle to your account; and c) receive one direct deposit/ACH credit (ACH distribution transfers from another Credit Union account, share, or loan do not count as a direct deposit/ACH credit). The monthly qualification period is defined as the 1st calendar day of the month through the last day of the calendar month. Account transactions may take one or more business days from the date the transaction was made to post and settle to your account. All transactions must post and settle during the monthly qualification period in order to qualify for the higher annual percentage yield. Limit one Connect Plus Checking account per account number. Fees may reduce earnings. 

²APY = Annual Percentage Yield. Refer to Connect Plus Checking qualifications, which then apply to Connect Savings. Limit one Connect Savings account per account number. Fees may reduce earnings.

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