At Prospera, we’re always looking for ways to help you make the most of your money and prosper. That’s why we’re excited to introduce a new option designed with you in mind—our Connect Plus Checking Account.
If you’re not familiar with high-yield checking, here’s the scoop: it’s like a traditional checking account,
but with the added benefit of:
Think of it as your everyday checking account, but with a little extra boost to help you reach your goals. Whether you’re saving for a rainy day or just looking to make the most of your money, this account offers a smart, simple way to grow.
Start growing your money today—join us in this exciting new way to prosper with Prospera!
Want to become a Prospera Credit Union member and open your Connect Plus Checking account. Download our 5-Step Switch Kit to make the process painless and easy!
With your account qualifications at your fingertips...you will always know right where you are in earning your 5.00% APY on balances up to $5,000.
Click on Connect Plus Checking
Click on Details
Note: this criteria gets updated on the 15th of each month. It will show the prior months criteria until then.
Being more than just an account number makes banking way more fun. We love getting to know you, and we're practically on a first-name basis! Our dedicated team doesn’t just crunch numbers; we tailor financial solutions to YOU. But that's not all we're good at. At Prospera, we use state-of-the-art financial technologies to make banking safer, more secure, and more accessible for YOU. Our tech-savvy solutions put the power in your hands, so you can bank confidently with a side of awesome sauce!
1 APY = Annual Percentage Yield. Rates are accurate as of 12/01/2024, and are subject to change without notice. Connect Plus Checking rate tiers are as follows: 5.00% APY applies to balances of $0.01 - $5,000 and 0.10% APY applies to balances of $5,000.01 and greater if qualifications are met during the monthly qualification period. 0.00% APY applies to the entire balance if monthly qualifications are not met. Dividends are calculated and accrued daily based on Connect Plus Checking balance tier and if monthly qualifications are met. For Connect Plus Checking accounts, you may qualify for higher annual percentage yields if you meet the applicable minimum qualification requirements for the monthly qualification period. To meet the minimum qualification requirements, you must: a) receive eStatements, enrollment must be active on the last day of the monthly qualification period; b) conduct 15 debit card transactions that post and settle to your account; and c) receive one direct deposit/ACH credit (ACH distribution transfers from another Credit Union account, share, or loan do not count as a direct deposit/ACH credit). The monthly qualification period is defined as the 1st calendar day of the month through the last day of the calendar month. Account transactions may take one or more business days from the date the transaction was made to post and settle to your account. All transactions must post and settle during the monthly qualification period in order to qualify for the higher annual percentage yield. If you meet the minimum qualification requirements during the monthly qualification period, the first annual percentage yield listed for this account in the Rate Schedule will apply if your balance is $5,000.00 and below. The second annual percentage yield listed for this account will apply if your balance is from $5,000.01 or greater. Each rate will apply only to that portion of the account balance within each balance range. If you do not meet all of the minimum qualification requirements during the monthly qualification period, the third annual percentage yield will apply to the entire balance in your account. Limit one Connect Plus Checking account per account number. Fees may reduce earnings. Membership eligibility requirement. Federally insured by NCUA.
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