Direct Deposit
Setting up direct deposit for your paycheck or other recurring payments is fast and simple. You can choose to have funds deposited into your checking account, your savings account, or even split between multiple accounts. This free service helps make managing your money more secure and convenient.
To get set up with Direct Deposit:
- Request your employer’s Direct Deposit Form
- You’ll need Prospera Credit Union’s routing number: 275979429, and the account number where you want your funds deposited. You can locate your account number in Digital Banking under Account Details or at the bottom of your checks
- Return the completed form to your payroll department
Features & Benefits
All Prospera checking accounts come with:
- Free Debit Card
- Free Prospera ATM Transactions
- Overdraft Protection and Automatic Overdraft Transfers³
- Free 24-hour Online, Mobile and Telephone Account Access with eStatements, Bill Pay, eAlerts, and Text Banking
Order Checks Online
Quickly refresh your supply of checks by reordering or place a new check order through our partners at Main Street. Choose from a wide variety of unique check designs or customize your checks with your own fonts, messages, symbols and icons, monograms, and more.
Cashier’s Checks:
Obtaining a cashier’s check is simple and secure. Simply provide the full name of the payee and visit any of our branches during business hours
A $2 fee will be applied per check. If a cashier’s or official check is lost or stolen, a 90-day waiting period is required before a replacement can be issued
²Consult your tax adviser.
³Option to link savings account for automatic transfers, and therefore, receive a lower fee.