Mother with young daughter deposits coin in a piggy bank

Savings Accountsthe future is bright

Prospera Savings Account Options

You work hard for your money, so we’ll make it easy for you to save it with six interest-bearing account options.

Plus, you can set up automatic transfers to go into a savings account of your choice each time your payroll is deposited.

Set it and forget it. You know, kind of like a Crock-Pot for your savings.

Regular Share Savings

A basic savings account that can help you get in the habit of saving small amounts over time.

Sub Savings

Need an additional savings account? Add one or more of this Share Savings account to maximize your savings goals!

Holiday Club Savings

Specifically for holiday expenses. This account allows you to put a small dollar amount away each pay period, or once a month so that when the holidays hit, that small amount has turned into enough to make your spirits merry.

Kids Club Savings

You’re never too young to learn how to save. This account is for children up to age 14 and earns points that can be applied toward gift cards or additional savings deposits. Every $10³ is worth one Daisy Dollar. You can start redeeming at just 30 Daisy Dollars.

Health Savings Account

Do you have a high deductible health plan? If so, you qualify for this tax-advantaged¹, interest-bearing account that provides a different way to pay for qualified medical expenses.

Prospera savings account features & benefits

  • $5 Minimum Opening Deposit

  • $5 Minimum Balance

  • $100 Minimum Balance to Obtain APY2

  • Free Online Account Access

  • eAlerts & Text Banking

  • Free E-Statements

Put your money to work with a Prospera savings account

Not a Member? Join Prospera Credit Union to start saving!

Consult your tax advisor.

2APY= Annual Percentage Yield

³ Maximum dollar amount of cash or dollar value for prizes redeemed cannot exceed $200 over the lifetime of the account. (No more than 1,020 Daisy Dollars can be redeemed over the lifetime of the account) The Daisy Dollar Account is for members ages 0-14.  Members cannot withdraw and redeposit funds in order to receive additional Daisy Dollars; current amount on deposit must equal Daisy Dollars being redeemed. (i.e. 20 Daisy Dollars = $200 on
deposit.) Cash and gifts are considered income; a 1099 will be issued.