Mother with young daughter deposits coin in a piggy bank

Savings Accountsthe future is bright

Start Saving

Not a Member? Join Prospera Credit Union to start saving!

Prospera Savings Account Options

You work hard for your money, so we’ll make it easy for you to save it with six interest-bearing account options.

Plus, you can set up automatic transfers to go into a savings account of your choice each time your payroll is deposited.

Set it and forget it. You know, kind of like a Crock-Pot for your savings.

Regular Share Savings

A basic savings account that can help you get in the habit of saving small amounts over time.

Tax or Personal Savings (TOPS)

A savings within your savings. It’s customized to help you budget or save for things like vacation, taxes, weddings, or reoccurring bills such as auto insurance, etc. You can have as many TOPS accounts as you want!

Holiday Club Savings

Like the TOPS account but specifically for holiday expenses. This account allows you to put a small dollar amount away each pay period, or once a month so that when the holidays hit, that small amount has turned into enough to make your spirits merry.

Kids Club Savings

You’re never too young to learn how to save. This account is for children up to age 14 and earns points that can be applied toward gift cards or additional savings deposits. Every $10 is worth one Daisy Dollar. You can start redeeming at just 30 Daisy Dollars.

Saver's Sweepstakes

Think lottery but instead of paying for a ticket, you deposit into this savings account…and the money remains yours! Each time you increase your balance by $25 you get an entry into monthly, quarterly and annual prizes! Monthly prizes are $100 each, quarterly $1,000 each and there is one annual prize of $5,000!

Health Savings Account

Do you have a high deductible health plan? If so, you qualify for this tax-advantaged¹, interest-bearing account that provides a different way to pay for qualified medical expenses.


Prospera savings account features & benefits

  • $5 Minimum Opening Deposit

  • $5 Minimum Balance

  • $100 Minimum Balance to Obtain APY2

  • Free Online Account Access

  • eAlerts & Text Banking

  • Free E-Statements

Put your money to work with a Prospera savings account

Not a Member? Join Prospera Credit Union to start saving!

Consult your tax advisor.
2APY= Annual Percentage Yield