Features & Benefits
All Prospera checking accounts come with:
- Free Debit Card
- Free Prospera ATM Transactions
- Overdraft Protection and Automatic Overdraft Transfers²
- Free 24-hour Online, Mobile and Telephone Account Access with eStatements, Bill Pay, eAlerts, and Text Banking
Compare Checking Accounts
Open Checking Account| Everyday Checking | Direct Deposit Checking | Team & Club Checking | |
|---|---|---|---|
| Minimum Opening Deposit | Everyday Checking: - | Direct Deposit Checking: - | Team & Club Checking: - |
| Free Debit Card | Everyday Checking: | Direct Deposit Checking: | Team & Club Checking: |
| Free Online Banking | Everyday Checking: | Direct Deposit Checking: | Team & Club Checking: |
| Free E-statements | Everyday Checking: | Direct Deposit Checking: | Team & Club Checking: |
| Free Bill Pay | Everyday Checking: | Direct Deposit Checking: | Team & Club Checking: |
| Interest Bearing | Everyday Checking: | Direct Deposit Checking: | Team & Club Checking: |
| Minimum Balance to Obtain APY | Everyday Checking: | Direct Deposit Checking: $1500 | Team & Club Checking: |
| Free Prospera ATM Transactions | Everyday Checking: | Direct Deposit Checking: | Team & Club Checking: |
| Overdraft Protection | Everyday Checking: | Direct Deposit Checking: | Team & Club Checking: |
| Automatic Overdraft Transfer | Everyday Checking: | Direct Deposit Checking: | Team & Club Checking: |
| Direct Deposit Requirement | Everyday Checking: | Direct Deposit Checking: | Team & Club Checking: |
Spread the word. We'll pay you for It.
If you think Prospera could help your friends, family, co-workers or whomever, a referral is the greatest compliment. We’ll show our appreciation with $25 cash for each checking account. ³
When they come in for a checking account, make sure they specifically note who referred them. We’ll take care of the rest.
Order Checks Online
Quickly refresh your supply of checks by reordering or place a new check order through our partners at Main Street. Choose from a wide variety of unique check designs or customize your checks with your own fonts, messages, symbols and icons, monograms, and more.
¹Consult your tax adviser.
²Option to link savings account for automatic transfers, and therefore, receive a lesser fee.
³$25 valid on new Prospera personal checking accounts only and must include a debit card and eStatements; $25 opening deposit required. The $25 will be deposited into your 000 savings account 60 days after the account is opened. If the 60th day falls on a weekend or holiday the funds will be deposited the following business day. Checking account must be active with a minimum of 10 transactions per month. Automatic transfers to another Prospera account or loan are not considered in the transactions per month.
Account must be in good standing to receive bonuses. Good standing means that the checking account opened in conjunction with this promotion is not negative (including sub-accounts opened on or after the share savings is opened), all loans associated with the account are current (including loans opened on or after the share savings is opened) and there are no charge-off’s or blocked persons associated with the account.
Referral bonus is considered income; a 1099 will be issued. Offers not valid with other promotions and not transferable. Limited time offer. Certain restrictions apply. Offers dependent on credit approval and acceptance.