What to expect with round two of Stimulus Checks. Click here.

 

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Student Loanstake control

Get a better deal on your student loan interest rates from your local credit union.

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Visit Prospera's Student Choice site for more helpful info.

Student Choice Loans from Prospera

The cost of college continues to rise, forcing many students and families to resort to high-cost private student loans to fill funding gaps.

We have the unique ability to help members and families by offering our Student Choice private lending solution plus Edmit - a free resource to help make smarter college financial decisions.

Edmit

Edmit helps families make smarter college financial decisions so they're better off after college. Founded by former university leaders, Edmit’s tools and resources for saving, planning, and paying for college have saved families millions of dollars on tuition and loan payments. Edmit's software provides families with personalized reports on how to afford college, including cost estimates, and financial fit scores based on projected ability to repay student debt.

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Undergraduate Loans

  • Zero origination fees
  • Low-interest rates
  • Option to defer all payments while in school
  • Convenient line-of-credit that helps you secure financing for your entire undergraduate career¹
  • Flexible repayment terms
Apply Now

Or call 877-611-1788 for assistance.

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Refinance Student Loans

  • Refinance your private and/or federal student loans, including PLUS loans, up to $50,000
  • Receive a 0.25% rate discount for automatic electronic repayment
Refinance Now

Or call 877-250-3592 for assistance.

When federal aid isn’t enough, we’re here to help!

Normal Application Timeline: From as little as 20 minutes up to 3 business days depending if you can provide all the necessary information for the student borrower and co-borrower (if applicable).

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¹Subject to credit qualification and annual credit review. Students must also meet the school’s Satisfactory Academic Progress requirements.

Important Notice: By refinancing federal student loans, you may lose certain borrower benefits
from your original loans, including interest rate discounts, principal rebates, or some cancellation
benefits that can significantly reduce the cost of repaying your loans.