All  locations will be closed on Monday, September 1, 2025. You can access your accounts 24/7 through our Mobile App, Online Banking, ATMs, and ITMs.

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Business Savings Accountskeeping your business healthy

Earn interest on all business savings account balances over $5

We are proud to offer premium business savings account rates to help you achieve your financial goals. Check out the business savings options below.

When you're ready, or if you have any questions, connect with our Business Development Team. They'll walk you through the process and help you decide what the next best step is for your business.

Business Savings / Sub Savings

APY DR Minimum
APY: 0.10%DR: 0.10%Minimum: $5
APY: 0.00%DR: 0.00%Minimum: $0

Rates as of 08/01/2025 at 8:23 AM. Subject to change without notice.

Business Essentials Money Market Rates

APY DR Minimum
APY: 0.35%DR: 0.35%Minimum: $250,000+
APY: 0.25%DR: 0.25%Minimum: $100,000 - $249,999
APY: 0.20%DR: 0.20%Minimum: $50,000 - $99,999
APY: 0.15%DR: 0.15%Minimum: $25,000 - $49,999
APY: 0.10%DR: 0.10%Minimum: $10,000 - $24,999
APY: 0.00%DR: 0.00%Minimum: Under $10,000

Rates as of 08/01/2025 at 8:23 AM. Subject to change without notice.

Business Flourish Money Market

APY DR MINIMUM
APY: 3.00%DR: 2.96%MINIMUM : $250,000.00
APY: 2.05%DR: 2.03%MINIMUM : $100,000.00
APY: 1.75%DR: 1.74%MINIMUM : $40,000.00

Rates as of 08/01/2025 at 8:23 AM. Subject to change without notice.

Business Money Market Rates

APY DR Minimum
APY: 0.10%DR: 0.10%Minimum: $50,000+
APY: 0.10%DR: 0.10%Minimum: $25,000 - $49,999
APY: 0.10%DR: 0.10%Minimum: $2,500 - $24,999
APY: 0.00%DR: 0.00%Minimum: Under $2,500

Rates as of 08/01/2025 at 8:23 AM. Subject to change without notice.


Schedule an Appointment with Our Business Partners Today!

Reach out to Prospera's Business Development Team today to open a business savings account. Get the financial tools your business needs to grow and prosper.