Young, smiling woman wearing sunglasses while sitting in camper van.

Money Market, IRA Account & Share Certificatefuture so bright

Because shades and saving money never go out of style. Prospera's personal savings accounts offer greater financial security.

Make your money work for you

Share Certificate

Higher interest rate with a fixed term. Choose the term that fits your needs best!

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Money Market

Higher interest rate but without the fixed term for when you need more access to your cash.

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IRA Accounts

Plan for retirement with an IRA account. Our money market accounts and share certificates can also be a traditional or Roth IRA account.

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For complete terms and conditions for accounts listed above, visit our Terms and Conditions.

Put Your Money To Work

Open a Prospera money market account, IRA account or share certificate today.

Not a member? No problem! Join Prospera today and then open an account.

Prosperity Partners*

If you're looking to take saving to the next level, we offer full-service financial planning and investment advisory services through our Prosperity Partners.
  • Investment Planning
  • Retirement Planning
  • Estate Planning
  • Income Planning
  • Education Planning
  • Insurance Planning
Make an Appointment

Schedule a free Prosperity Partners appointment.

*Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC.

Insurance products are offered through LPL or its licensed affiliates. Prospera Credit Union and Prosperity Partners are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Prosperity Partners, and may also be employees of Prospera Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Prospera Credit Union or Prosperity Partners .

Securities and insurance offered through LPL or its affiliates are:

NOT INSURED BY NCUA or ANY OTHER GOVERNMENT AGENCY
NOT CREDIT UNION GUARANTEED
MAY LOSE VALUE
NOT CREDIT UNION DEPOSITS or OBLIGATIONS