Switch to: Personal Loan Rates
Savings and Checking Account Options
We offer competitive rates on a range of checking and savings accounts to meet your needs no matter what life stage you are in. As your money grows, so does the interest that you can earn! Check out your options below and start earning more today with a Prospera Savings or Checking Account.
To view important account agreements and disclosures associated with all of these accounts, please visit our terms and disclosures page.
Dividend Checking Account
Minimum | Dividend | APY1 |
---|---|---|
Minimum: $1,500+ | Dividend: 0.04% | APY1: 0.04% |
Minimum: $5,000+ | Dividend: 0.05% | APY1: 0.05% |
1APY = Annual Percentage Yield Rates as of 11/01/2024 at 8:27 AM. Subject to change without notice. |
Share Savings Account Rates
Minimum | Dividend | APY1 |
---|---|---|
Minimum: $5 | Dividend: 0.10% | APY1: 0.10% |
1APY = Annual Percentage Yield Rates as of 11/08/2024 at 1:30 PM. Subject to change without notice. |
Sub Savings Account
Minimum | Dividend | APY1 |
---|---|---|
Minimum: $5 | Dividend: 0.10% | APY1: 0.10% |
1APY = Annual Percentage Yield Rates as of 11/08/2024 at 1:28 PM. Subject to change without notice. |
Club Savings Account
Minimum* | Dividend | APY1 |
---|---|---|
Minimum*: $1 | Dividend: 0.30% | APY1: 0.30% |
* Holiday Savings Accounts are set to pay dividends (APY) on any balance of $1 or more. Rates as of 11/08/2024 at 1:29 PM. Subject to change without notice. |
Individual Retirement Account (IRA) Savings
Minimum | Dividend | APY1 |
---|---|---|
Minimum: $5 | Dividend: 0.25% | APY1: 0.25% |
1 APY = Annual Percentage Yield Rates as of 11/01/2024 at 8:30 AM. Subject to change without notice. |
Prosper Money Market
Minimum | Dividend | APY1 |
---|---|---|
Minimum: $100 | Dividend: 0.10% | APY1: 0.10% |
Minimum: $10,0002 | Dividend: 0.10% | APY1: 0.10% |
Minimum: $25,000 | Dividend: 0.15% | APY1: 0.15% |
Minimum: $50,000 | Dividend: 0.20% | APY1: 0.20% |
Minimum: $100,000 | Dividend: 0.25% | APY1: 0.25% |
Minimum: $250,000 | Dividend: 0.35% | APY1: 0.35% |
1APY = Annual Percentage Yield Rates as of 11/01/2024 at 8:27 AM. Subject to change without notice. |
Investor's Money Market
Minimum | Dividend | APY1 |
---|---|---|
Minimum: $100 | Dividend: 0.10% | APY1: 0.10% |
Minimum: $2,5002 | Dividend: 0.10% | APY1: 0.10% |
Minimum: $10,000 | Dividend: 0.10% | APY1: 0.10% |
1APY = Annual Percentage Yield 2Minimum balance to avoid monthly fee. Rates as of 11/01/2024 at 8:27 AM. Subject to change without notice. |
Thrive Money Market
MINIMUM | DIVIDEND | APY1 |
---|---|---|
MINIMUM: $250,000.00 | DIVIDEND: 3.350% | APY1: 3.40% |
MINIMUM: $100,000.00 | DIVIDEND: 2.570% | APY1: 2.60% |
MINIMUM: $40,000.00 | DIVIDEND: 1.980% | APY1: 2.00% |
Rates as of 11/01/2024 at 8:30 AM. Subject to change without notice. |
HSA Checking (Health Savings Account)
Minimum | Dividend | APY1 |
---|---|---|
Minimum: $5 | Dividend: 0.60% | APY1: 0.60% |
1APY = Annual Percentage Yield Rates as of 11/08/2024 at 1:32 PM. Subject to change without notice. |