Smiling young women dangles keys as she sits in her new car.

Prospera Auto Loansfast and local decision making

No matter what kind of vehicle you're looking for, we've got you covered.

Apply For Vehicle Loan

Apply for your auto loan online in 10 minutes.

Car, truck, SUV, motorcycle loans and more

Start shopping for your new vehicle today, or tell us what kind of car or truck you'd like to purchase and let us do the shopping for you. Get 100% financing, flexible & customized terms, and affordable payment options. Save on auto loan rates compared to dealer rates!

Woman, man and their son sit on their hatchback car with two dogs.

All Prospera vehicle loans come with:

  • Competitive auto loan rates
  • Free 24-hour online, mobile, and telephone account access, eStatements, Text Banking, and eAlerts
  • Optional Payment protection if you become sick or injured
  • Optional GAP protection
  • Optional Mechanical Repair Coverage

Car, Truck, Motorcycle, RV, and Boat Loan Rates

Apply for a Vehicle Loan
LOAN TYPE APR1 (as low as) PAYMENT PER $1000.00 TERM
LOAN TYPE: 2016- newerAPR1 (as low as): 3.24%PAYMENT PER $1000.00: $15.31TERM: 6 year
LOAN TYPE: 2013-2015 APR1 (as low as): 3.24%PAYMENT PER $1000.00: $18.08TERM: 5 year
LOAN TYPE: 2010-2012APR1 (as low as): 4.65%PAYMENT PER $1000.00: $22.88TERM: 4 year
LOAN TYPE: 2009-olderAPR1 (as low as): 6.24%PAYMENT PER $1000.00: $30.54TERM: 3 year

1APR = Annual Percentage Rate
For informational purposes only. Not intended for advertisement of credit. Rates based on your account relationship and credit score.

Rates as of 11/04/2019 at 02:55 PM. Subject to change without notice.

Sales woman handing keys to new car to a happy couple.

Prospera's Free Auto Buying Service

If you know what kind of vehicle you’re looking for and prefer a more stress-free approach, try Prospera’s Free Auto Buying Service. We'll handle everything from setting up the test drive to getting you the best value.

Our Consumer Lending Specialist, Mike Nichols, will be your personal auto shopper. Simply submit the quick form below and Mike will do the leg work for you and contact you via your preferred method within 24 hours.

Auto Buying Service Request

Use this form to put Prospera's free, expert Auto Buying Service to work for you.

Ready to Finance Your Next Car or Truck?

Apply for your vehicle loan online in about 10 minutes.