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Prospera Auto Loansfast and local decision making

No matter what kind of vehicle you're looking for, we've got you covered.

Apply For Vehicle Loan

Apply for your auto loan online in 10 minutes.

Car, truck, SUV, motorcycle loans and more

Start shopping for your new vehicle today, or tell us what kind of car or truck you'd like to purchase and let us do the shopping for you. Get 100% financing, flexible & customized terms, and affordable payment options. Save on auto loan rates compared to dealer rates!

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All Prospera vehicle loans come with:

  • Competitive auto loan rates
  • Free 24-hour online, mobile, and telephone account access, eStatements, Text Banking, and eAlerts
  • Optional Payment protection if you become sick or injured
  • Optional GAP protection
  • Optional Mechanical Repair Coverage

Car, Truck, Motorcycle, RV, and Boat Loan Rates

Apply for a Vehicle Loan
LOAN TYPE APR1 (as low as) PAYMENT PER $1000.00 TERM
LOAN TYPE: 2014 - newerAPR1 (as low as): 1.99%PAYMENT PER $1000.00: $21.70TERM: 4 year
LOAN TYPE: 2017- newerAPR1 (as low as): 2.49%PAYMENT PER $1000.00: $14.97TERM: 6 year
LOAN TYPE: 2014-2016 APR1 (as low as): 2.24%PAYMENT PER $1000.00: $17.64TERM: 5 year
LOAN TYPE: 2011-2013APR1 (as low as): 3.65%PAYMENT PER $1000.00: $22.43TERM: 4 year
LOAN TYPE: 2010-olderAPR1 (as low as): 5.24%PAYMENT PER $1000.00: $30.09TERM: 3 year

1APR = Annual Percentage Rate. The Annual Percentage Rate is the advertised rate and can vary based on creditworthiness, age of vehicle, and terms of the loan. Your rate can be higher or lower depending on credit performance and account relationship. Financing up to the retail value of the auto is available. Rate subject to change without notice. Auto loans currently financed through the credit union cannot be refinanced with this offer. Lowest APR = 1.99% APR. Rate quoted is the as low as rate with active checking and autopay; without active checking and autopay rate is increased by .50%. Example: $10,000 at 1.99% APR for four years is equal to a monthly payment of $245.57. Payment calculation based on principal, interest and loan protection coverage. Active Checking: checking account must be active with a minimum of 10 transactions per month. Automatic transfers to another Prospera account or loan are not considered in the transactions per month.

Applicable to new money loans of not less than $5,000 and requires active checking – minimum 10 transactions per month – and autopay. Valid on auto, boat, and recreational vehicles only; does not apply to credit cards, unsecured signature loans, business loans, mortgage or home equity loans. Certain restrictions apply.
For informational purposes only. Not intended for advertisement of credit. Rates based on your account relationship and credit score.

Rates as of 10/01/2020 at 9:05 AM. Subject to change without notice.

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Prospera's Free Auto Buying Service

If you know what kind of vehicle you’re looking for and prefer a more stress-free approach, try Prospera’s Free Auto Buying Service. We’ll handle everything from setting up the test drive to getting you the best value.

Our Dealer Relations Specialist, Mike Nichols, will be your personal auto shopper. Simply submit the quick form below and Mike will do the leg work for you and contact you via your preferred method within 24 hours.

Auto Buying Service Request

Use this form to put Prospera's free, expert Auto Buying Service to work for you.
  • This field is for validation purposes and should be left unchanged.

“Prospera has helped me and my family when we needed it the most, whether that be a small loan to cover the cost of an unplanned expense or finding us a vehicle and giving us the ability to drive away in it 2 days later. Prospera is truly, for their members! ”

Jordon W. Home Branch: Neenah

Ready to Finance Your Next Car or Truck?

Apply for your vehicle loan online in about 10 minutes.