Smiling young women dangles keys as she sits in her new car.

Prospera Auto Loansfast and local decision making

No matter what kind of vehicle you're looking for, we've got you covered.

Car, truck, SUV, motorcycle loans and more

Start shopping for your new vehicle today, or tell us what kind of car or truck you'd like to purchase and let us do the shopping for you. Get 100% financing, flexible & customized terms, and affordable payment options. Save on auto loan rates compared to dealer rates!

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All Prospera vehicle loans come with:

Car, Truck, Motorcycle, RV, and Boat Loan Rates

Apply for a Vehicle Loan
LOAN TYPE APR1 (as low as) PAYMENT PER $1000.00 TERM
LOAN TYPE: 2021 - newerAPR1 (as low as): 6.74%PAYMENT PER $1000.00: $30.77TERM: 3 year
LOAN TYPE: 2021 - newerAPR1 (as low as): 6.74%PAYMENT PER $1000.00: $23.84TERM: 4 year
LOAN TYPE: 2021 - newerAPR1 (as low as): 6.74%PAYMENT PER $1000.00: $19.69TERM: 5 year
LOAN TYPE: 2021 - newerAPR1 (as low as): 6.74%PAYMENT PER $1000.00: $16.93TERM: 6 year
LOAN TYPE: 2018 - 2020APR1 (as low as): 6.99%PAYMENT PER $1000.00: $23.95TERM: 4 year
LOAN TYPE: 2018 - 2020APR1 (as low as): 6.99%PAYMENT PER $1000.00: $19.81TERM: 5 year
LOAN TYPE: 2015 - 2017APR1 (as low as): 8.25%PAYMENT PER $1000.00: $24.54TERM: 4 year
LOAN TYPE: 2014 - olderAPR1 (as low as): 9.25%PAYMENT PER $1000.00: $31.93TERM: 3 year

1APR = Annual Percentage Rate. The Annual Percentage Rate is the advertised rate and can vary based on creditworthiness, age of vehicle, and terms of the loan. Your rate can be higher or lower depending on credit performance and account relationship. Financing up to the retail value of the auto is available. Rate subject to change without notice. Auto loans currently financed through the credit union cannot be refinanced with this offer.

Payment calculation based on principal, interest and loan protection coverage. Active Checking: checking account must be active with a minimum of 10 transactions per month. Automatic transfers to another Prospera account or loan are not considered in the transactions per month.

Applicable to new money loans of not less than $5,000. Valid on auto, boat and recreational vehicles only; does not apply to credit cards, unsecured signature loans, business loans, mortgage or home equity loans. Certain restrictions apply.

Rates as of 04/10/2024 at 3:15 PM. Subject to change without notice.

Prospera's Free Auto Buying Service

If you know what kind of vehicle you’re looking for and prefer a more stress-free approach, try Prospera’s Free Auto Buying Service. We’ll handle everything from setting up the test drive to getting you the best value.

Our Dealer Relations Specialist, Mike Schmoll, will be your personal auto shopper. Simply submit the quick form below and Mike will do the leg work for you and contact you via your preferred method within 24 hours.

Auto Buying Service Request

Use this form to put Prospera's free, expert Auto Buying Service to work for you.

  • This field is for validation purposes and should be left unchanged.

“Mike is the WD-40 of the auto buying world... FRICTIONLESS! Mike listened to my needs and said, I got a him. I went from no car to AWESOME car in less than 24 hours. Mike Rocks!”

Tommy C. Home Branch: Ballard
man holding keys

“Prospera has helped me and my family when we needed it the most, whether that be a small loan to cover the cost of an unplanned expense or finding us a vehicle and giving us the ability to drive away in it 2 days later. Prospera is truly, for their members! ”

Jordon W. Home Branch: Neenah

Ready to Finance Your Next Car or Truck?

Apply for your vehicle loan online in about 10 minutes.