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Prospera Credit Union Referralstell a friend

If you think Prospera could help your friends, family, co-workers or whomever, a referral is the greatest compliment. We’ll show our appreciation in cash.

Spread the word - we'll pay you for it!

When your friends and family open a checking, loan, credit card or mortgage, make sure they drop us your name! They can also open an account or apply for a loan online and just let us know next time they stop by a local branch. We’ll take care of the rest.

Now including business accounts!⁵ ⁶ ⁷

$25 each for a checking account ¹

$50 each for a loan ²

$25 each for a credit card ³

$50 each for a mortgage 4

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¹ Checking: Bonus valid on new Prospera personal checking accounts only and must include a debit card and eStatements. No minimum deposit required. Checking accounts must remain active, including a minimum of 10 qualifying transactions per month. Automatic transfers to another Prospera account or loan do not count toward this total.
² Loans: Offer valid only on new auto, boat or recreational vehicle loans with a minimum of $7,500 in new money. Not valid for credit cards, unsecured signature loans, business loans or home equity loans.
³ Credit Cards: Offer valid on new Prospera personal credit cards only. The bonus will be deposited into your savings account approximately 60 days after the application is approved as long as the credit card has been used to make at least two purchases during that time frame. Bonus dependent on credit approval and account opening.
⁴ Mortgage: Offer valid on first mortgage only, minimum $50,000 new money; no investment or commercial properties. Bonus dependent on credit approval and account opening.

⁵Business Loans: Offer valid on new Prospera business auto, boat, or recreational vehicle loans with a minimum of $7,500 in new money. Not valid for business lines of credit, unsecured loans, or real estate loans. Bonus dependent on credit approval and account opening.

⁶ Business Checking: Bonus valid on new Prospera business checking accounts only and must include a debit card and eStatements. No minimum deposit required. Checking accounts must remain active, including a minimum of 10 qualifying transactions per month. Automatic transfers to another Prospera account or loan do not count toward this total.

⁷ Business Credit Cards: Offer valid on new Prospera business credit cards only.

General Disclosures:

  • Bonus Payout Timing: Bonuses will be deposited approximately 60 days after account opening or credit card approval, provided all qualifying requirements are met. If the 60th day falls on a weekend or holiday, the bonus will be deposited the following business day.
  • All bonuses will be deposited into the 0000 savings account.
  • Good Standing Requirement: Accounts must be in good standing to receive bonuses. “Good standing” means no negative balances (including sub-accounts), all loans are current, and no charge-offs or blocked persons are associated with the account.
  • Tax Reporting: Referral bonuses are considered income and may be reported on IRS Form 1099.
  • Additional Terms: Offers are not valid with other promotions, are not transferable, and are available for a limited time. Certain restrictions apply.