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Business Checking Accountsan essential part of your business

Prospera's proud to help local Fox Valley and Oshkosh businesses.

Simple, convenient business checking options:

Business Checking

This account is designed for businesses that carry a smaller balance with a low minimum balance.

Begin earning interest on balances over $500.

Business Plus Checking

This account is well suited to larger balances with a minimum balance of $1,500. Write up to 50 checks a month free and make up to 200 check deposits.

Begin earning interest at $2,500.

A couple of small business owners analyze graph in cafe.

PCU Business Checking Accounts

Each includes:

  • Free debit card
  • Free 24-hour online, mobile and telephone account access: eStatements, Bill Pay, Text Banking, eAlerts
  • Free Prospera ATM Transactions

Business Checking Account Rates

Contact a Business Partner
APY DR Minimum
APY: 0.05%DR: 0.05%Minimum: $500+
APY: 0.00%DR: 0.00%Minimum: Under $500

Rates as of 01/02/2026 at 8:37 AM. Subject to change without notice.

Business Plus Checking Account Rates

Contact a Business Partner
APY DR Minimum
APY: 0.10%DR: 0.10%Minimum: $50,000+
APY: 0.10%DR: 0.10%Minimum: $25,000 - $49,999
APY: 0.05%DR: 0.05%Minimum: $2,500 - $24,999
APY: 0.00%DR: 0.00%Minimum: Under $2,500

Rates as of 01/02/2026 at 8:30 AM. Subject to change without notice.

Helping Your Business Achieve and Maintain Success!

Reach out to Prospera's Business Development Team today to open a business checking account. Get the financial tools your business needs to grow and prosper.