Our branch locations, contact center, and online account access will be CLOSED Saturday, September 30 – Monday, October 2 during our digital transformation. Learn more at myprospera.com/newtech

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Online Paymentsquick and easy

Make a payment to your Prospera loan online from another financial institution

Loan Pay Xpress

Making a loan payment has never been easier. Pay your Prospera loans online from your savings, checking, credit, or debit card account with another financial institution.

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Getting Started

  • Have your Prospera loan number and suffix
  • Primary borrowers birth-date
  • Your non-Prospera checking/savings account info or credit/debit card number to be used for payment
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Things to Know

  • Loan Pay Xpress allows you to pay your vehicle, personal or Kwik Cash loan
  • Payments toward your Prospera Credit Card or real estate loan are not available at this time
  • Payments made after 2:45 p.m. CST will take a minimum of 2 business days to post to your loan (please allow 2-3 business days for your payment to process)
  • Payments made from your savings or checking account are FREE
  • Loan payments can be made from a MasterCard or Discover Credit Card, or, VISA, MasterCard, or Discover Debit Card
  • Loan payments made via credit or debit card will incur a $15 convenience fee for amounts up to $500 or a $30 convenience fee for amounts of $501-$2000

Quick and Easy Payments

We know it's not always easy to make it into a branch. It never seems like there is never enough time in a day. With Loan Pay Xpress you can now make your payments quickly without having to step foot into a branch.