Save money at Prospera® with low rates and local, personal service.

Home Loan Options

  • Fixed rate options – 10, 15, 20 and 30 year
  • Adjustable rate options – 3, 5, 7 and 10 year
  • Specialized options – first-time home buyer programs
  • Construction and lot loans
  • Refinancing options
  • Low Down Payment
    • Qualified borrowers can make down payments as low as 3%
    • New for our community heroes/experts, qualified borrowers can make down payments as low as
      1%*;gifts and grants allowed

Click here to apply for a loan.



*Applies to Community Hero professions such as teachers, firefighters, police officers, emergency medical technicians and paramedics, as well as Community Expert professions such as CPAs, PHDs, Architects, Mortgage Bankers and Actuaries.


Prospera Credit Union is here to give you personal, tailored guidance to prosperity.