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¹ Checking: Bonus valid on new Prospera personal checking accounts only and must include a debit card and eStatements. No minimum deposit required. The bonus will be deposited into your checking account 60 days after the account is opened. If the 60th day falls on a weekend or holiday, the funds will be deposited the following business day. Checking account must be active with a minimum of 10 transactions per month. Automatic transfers to another Prospera account or loan are not considered in the transactions per month.
² Loans: Applicable to new money of not less than $7,500. Offer valid only on auto, boat or recreational vehicle loans; does not apply to credit cards, unsecured signature loans, business loans or home equity loans.
³ Credit Cards: Applicable to new Prospera personal credit cards only. The bonus will be deposited into your savings account approximately 60 days after the application is approved as long as the credit card has been used to make at least two purchases during that time frame.
⁴ Mortgage: Offer valid on first mortgage only, minimum $50,000 new money; no investment or commercial properties.
5 Business Loans: Offer valid on new Prospera business auto, boat, or recreational vehicle loans with a minimum of $7,500 in new money. Not valid for business lines of credit, unsecured loans, or real estate loans. Bonus dependent on credit approval and account opening.
⁶ Business Checking: Bonus valid on new Prospera business checking accounts with a debit card and eStatements enrollment. No minimum deposit required.
⁷ Business Credit Cards: Offer valid on new Prospera business credit cards only.
General Disclosures:
- Bonus Payout Timing: Bonuses will be deposited approximately 60 days after account opening or credit card approval, provided all qualifying requirements are met. If the 60th day falls on a weekend or holiday, the bonus will be deposited the following business day.
- Account Activity Requirements:
- Checking accounts must remain active, including a minimum of 10 qualifying transactions per month. Automatic transfers to another Prospera account or loan do not count toward this total.
- Credit cards must have at least two purchases made within the 60-day timeframe.
- Good Standing Requirement: Accounts must be in good standing to receive bonuses. “Good standing” means no negative balances (including sub-accounts), all loans are current, and no charge-offs or blocked persons are associated with the account.
- Tax Reporting: Referral bonuses are considered income and may be reported on IRS Form 1099.
- Additional Terms: Offers are not valid with other promotions, are not transferable, and are available for a limited time. Certain restrictions apply. Offers are dependent on credit approval and acceptance.
Account must be in good standing to receive bonuses. Good standing means that the checking account opened in conjunction with this promotion is not negative (including sub-accounts opened on or after the share savings is opened), all loans associated with the account are current (including loans opened on or after the share savings is opened) and there are no charge-offs or blocked persons associated with the account.
Referral bonus is considered income; a 1099 will be issued. Offers not valid with other promotions and not transferable. Limited time offer. Certain restrictions apply. Offers dependent on credit approval and acceptance.