$50 when you open a checking account with Prospera

Let Prospera front you some cash for pizza, coffee, or whatever else will help you get through the school year. Prospera’s free checking account provides everything you need with no hidden charges. It is your money, after all.

Our free checking accounts come with:

  • No minimum balance or per check fee
  • Free initial issuance of a debit card (compatible with digital wallets!)
  • Access to a network of surcharge-free ATMs
  • Free 24 hour online account access and e-statements
  • Free mobile app and mobile check deposit with single sign-on via fingerprint, PIN or face ID
  • Free eAlerts (get a text when your balance falls below a certain level or your when your loan payment is due!)
  • Free online bill payment and Pay Anyone (with as little as an email address or mobile phone number!)
  • No Bounce NSF protection
  • Account can be opened with only $25


Offer valid on new Prospera personal checking accounts only and must include a debit card and eStatements; $25 opening deposit required. This offer is not transferable, and the $50 is considered income; a 1099 will be issued. The $50 will be deposited into your checking account 60 days after the account is opened. If the 60th day falls on a weekend or holiday the funds will be deposited the following business day. Checking account must be active with a minimum of 10 transactions per month. Automatic transfers to another Prospera account or loan are not considered in the transactions per month. Offer not valid with other promotions. Limited time offer. Certain restrictions apply. Account must be in good standing to receive bonuses. Good standing means that the checking account opened in conjunction with this promotion is not negative (including sub-accounts opened on or after the share savings is opened), all loans associated with the account are current (including loans opened on or after the share savings is opened) and there are no charge-off’s or blocked persons associated with the account.

Prospera Credit Union is here to give you personal, tailored guidance to prosperity.