Prospera Direct Deposit
A free checking account that earns interest on balances over a certain limit when you have payroll directly deposited into the account. No hidden fees and no minimum balance.
Your direct deposit checking account can be opened with as little as $25. Plus, you can earn interest on balances over $1,499 and earn even more dividends on balances over $4,999.
Direct deposit checking accounts come with:
- Free VISA® debit card
- Free 24-hour online, mobile and telephone account access with eStatements, Bill Pay, Text banking, eAlerts
- Free Prospera ATM transactions
- Overdraft Protection and automatic overdraft transfers¹
Compare Checking Accounts
Open Checking Account| Free | Direct Deposit | Team, Club & Community | |
|---|---|---|---|
| Minimum Opening Deposit | Free: $25 | Direct Deposit: $25 | Team, Club & Community: $25 |
| Free Debit Card | Free: | Direct Deposit: | Team, Club & Community: |
| Free Online Banking | Free: | Direct Deposit: | Team, Club & Community: |
| Free E-statements | Free: | Direct Deposit: | Team, Club & Community: |
| Free Bill Pay | Free: | Direct Deposit: | Team, Club & Community: |
| Interest Bearing | Free: | Direct Deposit: | Team, Club & Community: |
| Minimum Balance to Obtain APY | Free: | Direct Deposit: $1500 | Team, Club & Community: |
| Free Prospera ATM Transactions | Free: | Direct Deposit: | Team, Club & Community: |
| Overdraft Protection | Free: | Direct Deposit: | Team, Club & Community: |
| Automatic Overdraft Transfer | Free: | Direct Deposit: | Team, Club & Community: |
| Direct Deposit Requirement | Free: | Direct Deposit: | Team, Club & Community: |
¹Option to link savings account for automatic transfers, and therefore, receive a lesser fee.