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Direct Deposit Checkingenjoy your money faster

Prospera Direct Deposit

A free checking account that earns interest on balances over a certain limit when you have payroll directly deposited into the account. No hidden fees and no minimum balance.

Your direct deposit checking account can be opened with as little as $25. Plus, you can earn interest on balances over $1,499 and earn even more dividends on balances over $4,999.

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Direct deposit checking accounts come with:

  • Free VISA® debit card
  • Free 24-hour online, mobile and telephone account access with eStatements, Bill Pay, Text banking, eAlerts
  • Free Prospera ATM transactions
  • Overdraft Protection and automatic overdraft transfers¹

Compare Checking Accounts

Open Checking Account
Free Direct Deposit Team, Club & Community
Minimum Opening DepositFree: $25Direct Deposit: $25Team, Club & Community: $25
Free Debit CardFree: checkmarkDirect Deposit: checkmarkTeam, Club & Community: checkmark
Free Online BankingFree: checkmarkDirect Deposit: checkmarkTeam, Club & Community: checkmark
Free E-statementsFree: checkmarkDirect Deposit: checkmarkTeam, Club & Community: checkmark
Free Bill PayFree: checkmarkDirect Deposit: checkmarkTeam, Club & Community: checkmark
Interest BearingFree: Direct Deposit: checkmarkTeam, Club & Community:
Minimum Balance to Obtain APYFree: Direct Deposit: $1500Team, Club & Community:
Free Prospera ATM TransactionsFree: checkmarkDirect Deposit: checkmarkTeam, Club & Community: checkmark
Overdraft ProtectionFree: checkmarkDirect Deposit: checkmarkTeam, Club & Community: checkmark
Automatic Overdraft TransferFree: checkmarkDirect Deposit: checkmarkTeam, Club & Community: checkmark
Direct Deposit RequirementFree: Direct Deposit: checkmarkTeam, Club & Community:
Direct Deposit Rates

See a complete list of Checking & Savings rates and terms.

Sign up for a Prospera Direct Deposit Checking Today

¹Option to link savings account for automatic transfers, and therefore, receive a lesser fee.