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Direct Deposit Checkingenjoy your money faster

Prospera Direct Deposit

A checking account that earns interest on balances over a certain limit when you have payroll directly deposited into the account. No hidden fees and no minimum balance.

Your direct deposit checking account can be opened with as little as $25. Plus, you can earn interest on balances over $1,499 and earn even more dividends on balances over $4,999.

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Direct deposit checking accounts come with:

Compare Checking Accounts

Open Checking Account
Connect Plus Checking Everyday Checking Direct Deposit Checking Team & Club Checking
Minimum Opening DepositConnect Plus Checking: -Everyday Checking: -Direct Deposit Checking: -Team & Club Checking: -
Free Debit CardConnect Plus Checking: checkmarkEveryday Checking: checkmarkDirect Deposit Checking: checkmarkTeam & Club Checking: checkmark
Free Online BankingConnect Plus Checking: checkmarkEveryday Checking: checkmarkDirect Deposit Checking: checkmarkTeam & Club Checking: checkmark
Free E-statementsConnect Plus Checking: checkmarkEveryday Checking: checkmarkDirect Deposit Checking: checkmarkTeam & Club Checking: checkmark
Free Bill PayConnect Plus Checking: checkmarkEveryday Checking: checkmarkDirect Deposit Checking: checkmarkTeam & Club Checking: checkmark
Interest BearingConnect Plus Checking: checkmarkEveryday Checking: Direct Deposit Checking: checkmarkTeam & Club Checking:
Minimum Balance to Obtain APYConnect Plus Checking: Everyday Checking: Direct Deposit Checking: $1500Team & Club Checking:
Free Prospera ATM TransactionsConnect Plus Checking: checkmarkEveryday Checking: checkmarkDirect Deposit Checking: checkmarkTeam & Club Checking: checkmark
Overdraft ProtectionConnect Plus Checking: checkmarkEveryday Checking: checkmarkDirect Deposit Checking: checkmarkTeam & Club Checking: checkmark
Automatic Overdraft TransferConnect Plus Checking: checkmarkEveryday Checking: checkmarkDirect Deposit Checking: checkmarkTeam & Club Checking: checkmark
Direct Deposit RequirementConnect Plus Checking: checkmarkEveryday Checking: Direct Deposit Checking: checkmarkTeam & Club Checking:
Direct Deposit Rates

See a complete list of Checking & Savings rates and terms.

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¹Option to link savings account for automatic transfers, and therefore, receive a lesser fee.