Prospera Direct Deposit
A free checking account that earns interest on balances over a certain limit when you have payroll directly deposited into the account. No hidden fees and no minimum balance.
Your direct deposit checking account can be opened with as little as $25. Plus, you can earn interest on balances over $1,499 and earn even more dividends on balances over $4,999.
Direct deposit checking accounts come with:
Compare Checking Accounts
Open Checking AccountFree | Direct Deposit | Team, Club & Community | |
---|---|---|---|
Minimum Opening Deposit | Free: $25 | Direct Deposit: $25 | Team, Club & Community: $25 |
Free Debit Card | Free: | Direct Deposit: | Team, Club & Community: |
Free Online Banking | Free: | Direct Deposit: | Team, Club & Community: |
Free E-statements | Free: | Direct Deposit: | Team, Club & Community: |
Free Bill Pay | Free: | Direct Deposit: | Team, Club & Community: |
Interest Bearing | Free: | Direct Deposit: | Team, Club & Community: |
Minimum Balance to Obtain APY | Free: | Direct Deposit: $1500 | Team, Club & Community: |
Free Prospera ATM Transactions | Free: | Direct Deposit: | Team, Club & Community: |
Overdraft Protection | Free: | Direct Deposit: | Team, Club & Community: |
Automatic Overdraft Transfer | Free: | Direct Deposit: | Team, Club & Community: |
Direct Deposit Requirement | Free: | Direct Deposit: | Team, Club & Community: |
¹Option to link savings account for automatic transfers, and therefore, receive a lesser fee.