Category: Credit and Credit Score
Escape Holiday Debt with a Balance Transfer
Overwhelmed with holiday debt? A balance transfer might be the solution. Learn the five benefits of balance transfers for Fox Valley & Wisconsin residents and how to get started today.
For real, pay your bills on time…
It’s not to avoid late fees and penalties, and it’s not to avoid having a mailbox full of “past due” notices. It’s all about your credit score. Let’s take a look at what makes your payment history so important and why your…
Factors That Influence Your Credit Score
Factors That Influence Your Credit Score Last updated on January 4, 2023 by Prospera Credit Union in Post Catgories: Credit and Credit Score Payment History – 35% This category can have the greatest effect if you want to improve your score. However,…
How to Improve Your Credit Score
How to Improve Your Credit Score Last updated on December 31, 2021 by Prospera Credit Union in Post Catgories: Credit and Credit Score Understanding and Reviewing Your Credit Score The following factors may be impacting your credit score. Amount owed on accounts…
Earn Credit Card Rewards this Holiday Season
The holiday season is fast approaching and shopping days are slipping away. As you start the race to the holiday shopping finish line, we would like to remind you of the benefits of using your Prospera® VISA® Rewards credit card!
Understanding Your Credit Score
Understanding Your Credit Score Last updated on January 4, 2021 by Ryleigh Zakowski in Post Catgories: Credit and Credit Score We love teaching our members how to focus on what’s important to them now, anticipate what’s coming soon, and plan what’s down…
What you need to know about your FICO® Score
Your FICO score is calculated from a variety of different credit data that reflect how much of a risk lenders would take by lending you money.
What is a good credit score and how can you improve yours?
Your credit score is a three-digit number that reflects your history of borrowing money and helps lenders make decisions.