Credit Smarts: How to Build Credit the Right Way (Without Regret)
Starting early with smart credit habits can set you up for long-term financial success. In this blog, teens and young adults will learn how to build credit wisely—without falling into debt traps. From choosing the right starter card to understanding credit scores…
Say Goodbye to High Credit Card Rates with Prospera’s HELOC Debt Consolidation
Learn how a HELOC can be a powerful tool to pay off high interest credit card debt and other debts. | Prospera Credit Union
Factors That Influence Your Credit Score
Factors That Influence Your Credit Score Last updated on January 4, 2023 by Prospera Credit Union in Post Catgories: Credit and Credit Score Payment History – 35% This category can have the greatest effect if you want to improve your score. However,…
How to Improve Your Credit Score
How to Improve Your Credit Score Last updated on December 31, 2021 by Prospera Credit Union in Post Catgories: Credit and Credit Score Understanding and Reviewing Your Credit Score The following factors may be impacting your credit score. Amount owed on accounts…
Earn Credit Card Rewards this Holiday Season
The holiday season is fast approaching and shopping days are slipping away. As you start the race to the holiday shopping finish line, we would like to remind you of the benefits of using your Prospera® VISA® Rewards credit card!
Understanding Your Credit Score
Understanding Your Credit Score Last updated on November 7, 2025 by Prospera Credit Union in Post Catgories: Credit and Credit Score We love teaching our members how to focus on what’s important to them now, anticipate what’s coming soon, and plan what’s…
What you need to know about your FICO® Score
Your FICO score is calculated from a variety of different credit data that reflect how much of a risk lenders would take by lending you money.