Holiday Loan

Last updated on
by Prospera Credit Union
in Post Catgories: Personal Loans

We Have you Covered this Holiday Season

Did you budget for holiday spending?

Let us help with rates as low as 6.49% APR¹!

The holidays are right around the corner, and while we recommend saving small amounts throughout the year for your holiday budget, we also know that can be easier said than done. Relax - we’ve got you covered with rates as low as 6.49% APR¹, we can help you get the funds you need for this holiday season. Plus:

  • Consolidate your credit bill into one monthly payment
  • No prepayment fees or hidden fine print
  • Lower you overall interest rates
  • Improve your credit score²
  • Free 24-hour online, mobile, and telephone account access
  • Local, personalized service from your credit union
APPLY NOW

Start Saving for 2022

Our Holiday Club Savings allows you to put a small dollar amount away each pay period, or once a month so that when the holidays come around next year, that small amount has turned into enough to make your spirits merry!

Loyalty Loan is Back!

Our Loyalty Loan can help you pay a bill, pay for holiday expenses, fix your car, and more! All credit approved³. Hurry, this offer ends December 31, 2021!

Learn More

³Credit reports will be run for verification and status update purposes only. Members must be in good standing with the credit union (current on any outstanding loan, checking account is not currently negative) and have no delinquent or charged-off accounts. Approval is not based on creditworthiness or credit score. Must be 18 years or older to qualify. Sample monthly payment on a $1,500 loan at 19.16% APR for 12 months would be $140.04. Payment calculation is based on principal, interest, and loan protection coverage.

¹APR = Annual Percentage Rate. Lowest rate available is 6.49% APR. Rate based on credit score and account relationship. Monthly
 payment with payment protection on $3,000.00, APR 6.49%, for a three-year term results in 35 monthly payment of $99.89 and one payment of $99.47.

²Obtaining a Prospera debt consolidation loan does not guarantee your credit score will improve. Check your credit report regularly to understand what factors affect your credit.

Offer expires December 31, 2021.