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Holiday Loan

We Have you Covered for Holiday Shopping

With rates as low as 7.49% APR¹, we can help you get the funds you need for this holiday season. Plus:

  • Consolidate your credit bill into one monthly payment
  • Lower you overall interest rates
  • Improve your credit score²
  • No prepayment fees, no hidden fine print
  • Local, personalized service from your credit union

Start Saving for 2021

Our Holiday Club Savings allows you to put a small dollar amount away each pay period, or once a month so that when the holidays come around next year, that small amount has turned into enough to make your spirits merry!

Loyalty Loan is Back!

Our Loyalty Loan can help you pay a bill, pay for holiday expenses, fix your car, and more! All credit approved³. Hurry, this offer ends December 31, 2020!

¹APR = Annual Percentage Rate. Lowest rate available is 7.49% APR. Rate based on credit score and account relationship. Monthly
 payment without payment protection on $3,000.00, APR 7.49%, for a three-year term results in a monthly payment of $93.29. Monthly payment including principal and interest plus payment protection results in a monthly payment of $101.30 on $3,000, APR 7.49% for a three-year term.

²Obtaining a Prospera debt consolidation loan does not guarantee your credit score will improve. Check your credit report regularly to understand what factors affect your credit.

³Credit reports will be run for verification and status update purposes only. Members must be in good standing with the credit union (current on any outstanding loan, checking account is not currently negative) and have no delinquent or charged-off accounts. Approval is not based on creditworthiness or credit score. Must be 18 years or older to qualify. Sample monthly payment on a $1,500 loan at 19.16% APR for 12 months would be $140.04. Payment calculation is based on principal, interest, and loan protection coverage.