Reminder: lobbies are open for full service.

Loyalty Loan is BACK!

All Credit Approved¹

Our Loyalty Loan can help you pay a bill, pay for holiday expenses, fix your car, and more! Hurry, this offer ends December 31, 2020.


  • Must be a Prospera member with a checking account for one year or more
  • Pick your loan amount: $500 - $1,500
  • All credit is approved
  • 12-month term
  • As low as 15.90% Standard Rate (with direct deposit and autopay) 19.16%-25.90% APR²
  • Limit one per household

We have you covered when it comes to holiday shopping!

Shop with your Prospera Debit Card, VISA Rewards or Platinum Credit Card, or via your Digital Wallet.

¹Credit reports will be run for verification and status update purposes only. Members must be in good standing with the credit union (current on any outstanding loan, checking account is not currently negative) and have no delinquent or charged-off accounts. Approval is not based on creditworthiness or credit score. Must be 18 years or older to qualify. Sample monthly payment on a $1,500 loan at 19.16% APR for 12 months would be $140.04. Payment calculation is based on principal, interest, and loan protection coverage.
²APR = Annual Percentage Rate. 19.16% APR includes $25 processing fee.