Switch to a Prospera® VISA® Platinum or Reward credit card and receive an introductory 3.99%* APR on balance transfers for 12 months, 5.99%* APR on purchases, and cash advances for 12 months!
If you carry a balance, Platinum is the card for you. If you pay it off each month, then Rewards it is. That’s two points per $1 spent with the Rewards card.
Benefits of a Prospera Credit Card
- It’s safe and secure – VISA’s “zero liability plan” protects you from unauthorized transactions if your card is ever lost or stolen
- It’s easily accessible with 24/7 online account access plus local, personal service from your credit union.
- It comes with an option for rewards – receive two points per $1 spent on all purchases minus returns.
- It comes with chip technology which provides extra security, and that means more peace of mind
Credit Card Rates & Disclosures
Choose Card and Apply| Platinum | Rewards | Special Intro Rate | |
|---|---|---|---|
| Purchases APR¹ | Platinum: 13.40% to 21.40%² | Rewards: 15.40%-23.40%² | Special Intro Rate : 5.99%³ |
| Balance Transfers APR¹ | Platinum: 13.40% to 21.40%² | Rewards: 15.40%-23.40%² | Special Intro Rate : 3.99%4 |
| Cash Advance APR¹ | Platinum: 13.40% to 21.40%² | Rewards: 15.40%-23.40%² | Special Intro Rate : 5.99%³ |
| TERM | Platinum: Revolving | Rewards: Revolving | Special Intro Rate : |
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Looking for a business credit card? Click here for more information 1APR = Annual Percentage Rate Rates as of 11/08/2024 at 8:48 AM. Subject to change without notice. |
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Compare Credit Card Features
| VISA Rewards | VISA Platinum | |
|---|---|---|
| Automatic Payments | VISA Rewards: | VISA Platinum: |
| Low Rates | VISA Rewards: | VISA Platinum: |
| No Annual Fee | VISA Rewards: | VISA Platinum: |
| No Balance Transfer Fee | VISA Rewards: | VISA Platinum: |
| Payment Protection | VISA Rewards: | VISA Platinum: |
| VISA Zero Liability Protection | VISA Rewards: | VISA Platinum: |
| 2 Points Per $1 Spent | VISA Rewards: | VISA Platinum: |
| No Rewards Limit | VISA Rewards: | VISA Platinum: |
| Earn Points Regardless of Account Status | VISA Rewards: | VISA Platinum: |
| Earn Cash Back, Travel Rewards & More | VISA Rewards: | VISA Platinum: |
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Looking for a business credit card? Click here for more information Rates as of 09/19/2024 at 2:24 PM. Subject to change without notice. |
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*After the 12-month promotional period ends, your APR will be 13.65% to 23.65% based on your creditworthiness and credit card choice – Platinum versus Rewards. This APR will vary with the market based on the Prime Rate. Click here for Important Rate, Fee and Other Cost Information. We will begin charging interest on balance transfers on the transaction date. Balance transfers from one Prospera credit card to another Prospera credit card do not qualify. Payment in excess of the minimum monthly payment due will be applied to the balance with the highest APR first. Balance transfers do not qualify toward reward points.