Say it with me… All. Credit. Approved.

Prospera's Loyalty Loan is Back!

Doesn’t it seem like expenses ramp up just as the year winds down? Holidays, appliance repairs, and that pesky engine light just got easier to handle with a little help from your friends at Prospera. 😊

PCU’s Loyalty Loan is back and ready for when life happens. It happens to everyone! That’s why it's available and approved for PCU members regardless of credit.

Here's how it works:

  • Must be a Prospera member with a checking account for one year or more
  • Pick your loan amount: $500 - $1,500
  • $35 processing fee
  • All credit is approved1
  • 12-month term
  • As low as 15.90% Standard Rate (with direct deposit and autopay) 20.486% APR²
  • Limit one per household

Loyalty Loans are available until December 31, 2022. Stop in to one of our branches to speak to an associate or apply for your Loyalty Loan today!

We have you covered when it comes to holiday shopping!

Shop with your Prospera Debit Card, VISA Rewards or Platinum Credit Card, or via your Digital Wallet.

¹Credit reports will be run for verification and status update purposes only. Members must be in good standing with the credit union (current on any outstanding loan, checking account is not currently negative), was not 30+ days delinquent on previous loyalty loan and have no delinquent or charged-off accounts. Approval is not based on creditworthiness or credit score. Must be 18 years or older to qualify. Sample monthly payment on a $1,500 loan at 20.486% APR for 11 months would be $140.03. Final (12th month) payment would be $140.02. Payment calculation is based on principal, interest, and loan protection coverage.
²APR = Annual Percentage Rate. 20.486% APR includes $35 processing fee.

Offer expires December 31, 2022.