Cardholder Fraud Awareness
Cardholder Fraud Awareness Account Takeover (ATO) is a form of fraud that is becoming more and more popular, unfortunately. What is ATO? Fraudsters will change members’ phone number and address to order a new debit or credit card and have it delivered…
Prosperity Partners Conference Call
Prosperity Partners Conference Call Recording We hope all of you are healthy and close to home. Just a few short days ago we entered uncharted waters with the COVID-19 outbreak. We know that these can be frightening times, but rest assured, you…
Student Choice Loans
Student Choice Loans As the cost of college continues to rise, it is no surprise that more and more people are required to take out student loans. There are 45 million borrowers that owe a record-breaking $1.56 trillion in 20201. Student loan…
Understanding Your Credit Score
Understanding Your Credit Score Last updated on April 7, 2026 by Prospera Credit Union in Post Catgories: Credit and Credit Score We love teaching our members how to focus on what’s important to them now, anticipate what’s coming soon, and plan for…
Financial Tips for the Holidays
Financial Tips for the Holidays Keeping your finances in check is important. We understand that can become difficult around the holidays; there is the temptation to go all out and have the “best” gift. No spending is worth the financial pain, however.…
Safety Tips for Holiday Shopping
Safety Tips for Holiday Shopping The holidays are officially here and that means holiday shopping. Whether you do all your shopping on Black Friday, Cyber Monday, or last minute, we have some tips to help keep your credit card safe this shopping…
5 Reasons to Use Your Prospera Credit Card This Holiday Season
5 Reasons to Use Your Prospera Credit Card This Holiday Season Last updated on November 15, 2021 by Prospera Credit Union in Post Catgories: Credit Cards The holiday season is fast approaching, and shopping days are slipping away. As you start the…
Three Reasons Why You Should Switch to a Prospera Credit Card Today!
Switch to a Prospera VISA® Platinum or Reward credit card and receive 1.5% fixed APR* for six months on qualifying balance transfers. Three reasons why you should switch to a Prospera credit card today! 1. It’s safe and secure – VISA’s “zero…
What you need to know about your FICO® Score
Your FICO score is calculated from a variety of different credit data that reflect how much of a risk lenders would take by lending you money.