Auto Buying Service

Let us Car Shop for You

While it may seem like the world is at a standstill, we know there are plenty of essential workers driving back and forth to work, and plenty of other necessary trips that need to be taken – to the grocery store, the pharmacy, etc.

So, what are your options if you need a new vehicle?

Try Prospera’s Free Auto Buying Service. We’ll handle everything from setting up a test drive to getting you the best value so you can stay Safer at Home.

Financing Your Vehicle with Prospera

  • Competitive rates as low as - 1.74% APR¹
  • Optional Payment Protection if you become sick or injured
  • Optional GAP protection
  • Optional Mechanical Repair Coverage
  • Fast and local decision making

Free Auto Buying Service

If you know what kind of vehicle you’re looking for and prefer a more stress-free approach, try Prospera’s Free Auto Buying Service. We’ll handle everything from setting up the test drive to getting you the best value.

Our Dealer Relations Specialist, Mike Nichols, will be your personal auto shopper.

1APR = Annual Percentage Rate. The Annual Percentage Rate is the advertised rate and can vary based on creditworthiness, age of vehicle, and terms of the loan. Your rate can be higher or lower depending on credit performance and account relationship. Financing up to the retail value of the auto is available. Rate subject to change without notice. Auto loans currently financed through the credit union cannot be refinanced with this offer. Lowest APR = 1.99% APR. Rate quoted is the as low as rate with active checking and autopay; without active checking and autopay rate is increased by .50%. Example: $10,000 at 1.99% APR for four years is equal to a monthly payment of $245.57. Payment calculation based on principal, interest and loan protection coverage. Active Checking: checking account must be active with a minimum of 10 transactions per month. Automatic transfers to another Prospera account or loan are not considered in the transactions per month.

Applicable to new money loans of not less than $7,500 and requires active checking – minimum 10 transactions per month – and autopay. Valid on auto, boat, and recreational vehicles only; does not apply to credit cards, unsecured signature loans, business loans, mortgage or home equity loans. Certain restrictions apply.