Fund the Festivities with PCU’s Holiday Loan

Ah, the holidays – they're here again, maybe sooner than we expected! Did you budget for the festivities? If not, don't sweat it. We've got your back!

Check out the PCU Holiday Loan!

We get it. The holiday season can sneak up fast and bring some financial jitters along with it. That's why we're rolling out our Holiday Loan! Gifts, getaways, or gatherings – whatever your plans, rates as low as 10.74% APR1 make managing your expenses this season a breeze. We're all about making your holidays more ho-ho-ho and less uh-oh-no.

Festive Financial Woes, Meet Holiday Loan

Low APR: We're keeping it wallet-friendly at 10.74% APR¹, so you can have a blast without the busting the budget.

Easy-Peasy Repayment: Flexibility is our middle name (not really, but you get the idea). Plus, no prepayment fees or fine print!

Super Speedy Application: Get those holiday funds without the hassle.

The PCU Personal, Tailored Touch: Our awesome team is here to help!

The holidays are here. Let's make 'em holly, jolly, and worry-free! Ready to Deck the Halls? Apply Now!

Let's tackle the holidays together – because even if they come around too fast, they should still be a blast!

¹APR = Annual Percentage Rate. Lowest rate available is 10.74% APR. Rate based on credit score and account relationship. Monthly payment with payment protection on $3,000.00, APR 10.74%, for a three-year term results in 35 monthly payments of $106.55 and one payment of $106.40.

Offer expires December 31, 2023


We have you covered when it comes to holiday shopping!

Shop with your Prospera Debit Card, VISA Rewards or Platinum Credit Card, or via your Digital Wallet.