All Credit Approved!¹
Loyalty Loan is Back at Prospera!
Our Loyalty Loan has returned just in time for the holiday season! From November 1, 2025, through December 31, 2025, you can grab a quick, hassle-free loan with rates as low as 17.49% APR² to help with holiday fun, little projects around the house, or anything else on your “just because” list.
Here’s what you need to know:
- All credit approved! That’s right—if you’re a qualified member, you’re eligible.¹
- Loan amounts: Choose what works for you—from $500 up to $1,500.
- Term: 12 months
- Eligibility: Must be a Prospera member with a checking account for one year or more.
- Limit: One Loyalty Loan per qualified membership
It’s our way of saying thank you for your loyalty and helping you make the most of your money this season.
¹Credit reports will be run for verification and status update purposes only.
²Annual Percentage Rate (APR) as low as 17.49%, based on qualifying Prospera CU checking, direct deposit, and auto-pay enrollment. Must be a member for 1 year in good standing (no past due loans, negative balances, charge-offs, or 30+ day late payments on prior Loyalty Loans), and 18+ years old. Sample payment: $1,500 loan with a $35 processing fee, 17.49% interest rate, and 22.07% APR = 12 payments of $137.12, final payment $137.06. Debt protection available at additional cost. Terms and conditions apply. Offer valid November 1, 2025 – December 31, 2025.